Barclaycard PPI rejected

[thinster]

Hi,

 

Barclaycard have rejected my PPI claim on a credit card I held in 1998 but have paid out on Plevin. I'm sure I read on another thread somewhere that paying out for Plevin was basically admitting PPI had been missold?

 

I've attached the letter as a pdf for someone more knowledgeable than me to have a read and let me know what might be my next step if any. I've sent them a SAR request.

 

Also, what should I do with the cheque they've sent? Cash it in or wait?

 

Thanks in advance,

Richard

 

[dx100uk]

removed you upload as its was unrotated and unredacted

please read upload.

 

you should have got the statement 1st and then calculated your reclaim and used the FOS customer questionaire

as for you question..

no they are not admitting they missold it

it will be a GOGW..

you cant have BOTH plevin AND a PPI reclaim.

so no don't cash the cheque if the PPI is going to be worth more if you can over turn their rejection.

lets read the letter 1st..get it done

[thinster]

oops already cashed the cheque as I'd read somewhere that it would just be removed from the new claim if successful.

 

I take it that's that then now?

[dx100uk]

no wont hurt

as you say if your PPI claim succeeds it will simply be taken of the refund sum. 

[thinster]

ok here's the letter they sent me still haven't received anything from the SAR request yet though

ppi-letter-full_compressed.pdf

[dx100uk]

when did you sar?

 

[thinster]

SAR request sent two weeks ago.

[dx100uk]

they have 30days

[thinster]

ok cheers