Backdoor 2016 Ridgewood Estates Ltd/MW Solicitors - Rent Arrears - N5 Claim for Possession + Money Judgement - now HCEO warrant

[Andyorch]

Quote

so they've let it run till almost 6 yrs to gain maximum interest out of you ....crafty.

 

Date of judgment 14th Nov 2016 ...there cant be any further interest added after 14th /11 2016...interest is applied at and up to the date of judgment pursuant to sec 69 County Courts Act 1984. (unless the particulars state otherwise)

 

Check the original judgment for the totals and that the interest stated in the NOE is correct ( £2777.40) it appears to be rather a lot if interest for 8% if applied to the debt amount.

 

Andy

[Andyorch]

4 hours ago, mantis shrimp said:

Andrew: Interest on judgement debts:

 

The County Courts (Interest on Judgment Debts) Order 1991

WWW.LEGISLATION.GOV.UK

 

Yes I have just noticed the judgment debt is not subject to regulation by the CCA1974.....

 

[Andyorch]

All default judgments have to be transferred out of CCBC to the defendants local county court for enforcement DX.

 

 

.

[Andyorch]

Quote

According to the guy at Northants 'I need to pay the entire amount', I pointed out that on the letter sent it says I can either pay in full, or come to an agreement, he then said I need to pay the full amount, I again stated that is says on the letter I can agree to pay in installments.

 

They only answer the telephone not give legal advice...you can come to a payment arrangement by submitting an N245 suspend the warrant and make a variation to payment option. But first you need sight of the particulars and Notice of Judgment amount to check if that interest amount is correct.

 

You should have contacted Brighton not CCBC.

 

 

 

. 

[Andyorch]

Back to CCBC then quoting the claim number and inform them Brighton has no trace if the claim.

[Andyorch]

No CCBC County Court Bulk Centre Northampton (MCOL)

[Andyorch]

9 hours ago, stu007 said:

Hi

 

Just my opinion on this.

 

1. The OP did not receive any court document to be able to defend this case so there has been a CCJ obtained by Homelets can the OP not as for a stay to hold off enforcement by HCEO.

 

 

 

 

Yes by submitting an N245...but its best to clarify the claim amount and interest first to see if its correct and that the warrant amount is correct.

[Andyorch]

Rent arrears.

[Andyorch]

They don't have to issue a further claim if there are still rent arrears and costs from the previous claim and if they did it would be treated as a separate claim.

[Andyorch]

Quote

Quote

 Please note that there is a daily interest accruing on the matter the interest of which is set by the courts and we have no power to vary or freeze the same, meaning that further delay will be costly to you.

 

Hmmm misleading section 69 interest @ 8% pursuant to The County Courts Act 1984 is from date of arrears up until date of judgment.

Post judgment interest can only be applied by way of a further separate claim. Check the original claimed particulars for details of interest award requested and applied and Notice of judgment.

 

 

.