Notice of Warrant of Control / Restons

[stressedcheshire]

I have been reading this forum for advice so think I know what to do but I have a few questions.

 

Yesterday I received a 'Notice of Warrant of Control', from my local county court (Chester) asking for £536 or the bailiffs will call 4th Feb.

It is for not paying a CCJ judgement from Restons (originally Next).

 

I emailed them in May last year when they got the CCJ asking to pay £15 a month and asking for bank details, no reply and now this.

 

I have other CCJs/debts so never chased up at the time, tbh head is a mess and I forgot.

 

My questions;

 

1 - Is the debt now owed to bailiffs and not Restons, so I can't speak to them? or should I ring them and ask for a hold too?

2 - Is N245 the best option?

3 - Is the Notice or warrant of control the same as a notice of enforcement?

 

Panicking over a visit, I have kids that I don't need to see baillifs.

[dx100uk]

it will be court bailiffs , objectively your friend in a way

you don't have to engage with them at all,

but certainly don't with restons

they will be anything to escalate things, esp to ignore emails

which you should NEVER use regarding avy debts.

royal mail only.

 

have you a copy of the CCJ and the judgement?

if not ring northants bilk tomorrow and get it

no harm in doing if for all the other CCJ's you have too.

 

you cant in most cases 'rollthem back' but in some yo can esp if you can prove the claimant knew your correct address or the debt was already statute barred.

 

as for the N245 if you can afford what you offered before then yes use that. the court will inform the bailiff for you

 

but i'd gather info 1st.

[stressedcheshire]

I'm scarred that while I'm gathering the info a bailiff will turn up though.

If I fill in the N245 will that in theory stop a visit?

 

Yes I can afford the £50 fee & £15 per month.

[dx100uk]

nothing the bailiff can do there is no right of forced entry on consumer credit.

 

ok do the n245 then.

 

see if anyone else pops in.first too.

[stressedcheshire]

ok thank you.

I'll enter a N245 tomorrow to suspend warrant and offer £15.

[Bailiff Advice]

ok thank you.

I'll enter a N245 tomorrow to suspend warrant and offer £15.

 

Offering just £15 per month would mean that the creditor would have to wait 3 years to get his money. Whether the court will accept such a low other is another thing.

[stressedcheshire]

Took my N245 to Chester County Court this morning.

No longer a payment desk onsite (not been there for years).

 

Security on reception rang through to back office (assume it was clerk).

Took my form and contact number, said someone will call tomorrow to discuss and take the £50 for N245.

I'm hoping that as I have got the form in a week before the 4th Feb date then the bailiff should be notified and the warrant should be suspended.

 

I did ring Restons to see if they would put the account on hold, but they wouldn't do that unless I filled in one of their I&E forms.

I didn't tell them I had handed in a N245, although I am debating sending them a copy.

[Andyorch]

https://www.consumeractiongroup.co.uk/forum/showthread.php?406096-LEGAL-EX160-160A-160c-Court-Fees-are-you-exempt-**Correct-as-at-April-2018**

[stressedcheshire]

Thanks Andy.

Sadly I come just over the amount so will have to pay the £50.

I just hope that my N245 and speaking to them tomorrow will at least allow the suspension.

 

I wish I had discovered this site years ago.

[dx100uk]

stop talking to the fleecers and their tame wolves on the phone never do that. on any debt.

writing only so you have a papertrail.

[stressedcheshire]

Yes I realise that now, after their lack of help this morning. Especially as they could probably tell I was distressed.

I only rang to try and put my own mind at rest.

 

I'll see what the court say on the phone tomorrow.

Thanks again.

[Andyorch]

It may take a while for the N245 to be possessed...you may need to explain this if you do get further visits...but Court Bailiffs are understanding.