Cabot chasing HSBC OD - all fees

[iamgnome]

Thanks it's been over six years now since the default with no court proceedings. Guess this is the end of it?

[renegadeimp]

Just now, iamgnome said:

Thanks it's been over six years now since the default with no court proceedings. Guess this is the end of it?

As long as you haven't paid or admitted the debt is yours, then they can't go to court. You have an absolute defence.

 

Of course they'll.threaten  and Tey, but there will be nothing they can do

[dx100uk]

poss .

in strict legal speak, its DN+14 days but if you made or used the AC after that date or never well before DN then its arguable the DN is faulty.

i would take the latest of the above

 

if it is SB then fire them off our SB letter from the debt collection section of our library

but you must be 1000% sure and sometimes its better not to kick pram wheels till they do ...

 

dx

 

[iamgnome]

Thanks guys very helpful. I'll assume I'm in the clear but will keep a SB letter handy. Donation coming your way, this site has been a godsend...!

[dx100uk]

pers id nail them in their box

 

dx