Been with Payplan 5yrs now...

[Searchrights]

Capital one mine and wife’s £10k

they are only ones holding on maybe due to cards being more recent 2006

 

the others which I do not know how long wife was paying but £34,000 all in total...

 

£1000 per month for a lot of years,!!!

 

Don’t want to think about it and then the left overs taken up by..

NCO (Europe),

AIC,

Lowell,

Cabot.

 

All expenditure was by wife and have been paying Payplan for 5 years now at £100 per month all interest seems frozen.

 

After this painful episode of debt was eventually brought to my attention by the brother in law I set about consolidation by Payplan which is a DMP....ad infinitude!!

 

But like many a chap that spent his years paying off vast amounts of interest my job became untenable and I had a breakdown so with just a State pension and a Carers wife’s 3 day salary we scrape by...arrrhh.

 

So realising my Xs are being drained by 2nd and 3rd or even 4th debt chasing companies

 

I’m looking to a reduction from my £100 per month DMP.

 

Initially I sent all requests for signatures to Lloyd’s

Amex

Santander and

Capital one

 

non materialised,

Lloyds said they didn’t need to and pointed out a case proving it?!

 

the rest didn’t and one just sent terms and conditions

 

.I feel that I have paid back manifold in interest payments but still I am hounded by debt chasers..any thoughts ?

Edited April 28, 2018 by dx100uk
Formatting

[dx100uk]

retitled and Moved to debt management forum

And block of text spaces to make it readable

 

So are you indicating that you've sent a cca request to each company you pay and none have complied??

[BazzaS]

Title says “PayPal”

Body of text says “Payplan”. Is the title a typo?

[dx100uk]

Oops

Ruddy predictive text again