CCJ from Cabot/Restons from 2008

[aas8851]

I have recently signed up to clearscore and viewed my file, I have noticed I have a CCJ dated back to 14/01/2015. I guess I will have had correspondence from the courts way back when but I have no recollection of that.

 

 

i emailed the courts and they advised it was debt recovery agency Cabot and saying that restons are representing them.

 

The original debt was Lloyds TSB loan, which I do remember and being the overused 'young and daft' ended up defaulting.

 

I have certainly not acknowledged the debt or made any payments in the past 6 years.

 

I have been reading other similar posts and seeing a lot of great advice, but I am not sure what applies to me seeing as though the CCJ is so old.

 

The court have advised I can contact claimant to arrange payment plan or make a claim to 'set aside the judgement'

 

I have yet to do anything and thought it best to seek advice first.

 

 

The court have indicated that the original debt was 'on or around September 2008

 

So, thats why I am here, looking for any help,

is this statute barred?

Should I be looking to get this set aside?

 

The reason I found out in the first place is that I am looking at a career change and trying to gains some professional qualifications where my history will come under scrutiny,

so I would rather not have it there if it shouldn't be there.

[dx100uk]

go ring Lloyds

find out if you last payment date was more than 6yrs before the date of the claimform that was issued.

 

 

dx

[aas8851]

I have nothing from the original agreement or any claim form. Only reference I have is the one on my file for the CCJ. Will this and providing some personal details be enough for them to discuss this with them?

[dx100uk]

Go ring northants bulk

And using the CCJ number

Ask for a copy of the ccj AND the claim form to be sent to you by email PDF

 

When you have the ACCOUNT number from the claim form

Ring lloyds