Lowell claim form - Vanquis CC statute barred!!

[brassnecked]

That should help kick them into touch.

[dx100uk]

thanks andy

 

dx

[steve806]

Received a letter from Lowells today. It reads

 

We confirm receipt of your defence.

 

We note that you believe the account to be statute barred, and as such,you consider that our client should not pursue the debt any further. We have raised your dispute with our client and will contact you once we have a response.

 

Our client is keen to resolve the matter and will consider any payment or settlement proposal you wish to make. in the event that a settlement cannot be reached, it is likely we will be instructed to continue dealing with this claim as a defended matter through the county court.

 

We hope this will not be necessary and look forward to hearing from you.

 

Any thoughts?

[jon8214]

running scared asking for a settlement proposal

 

next will be letter of discontinuance

[dx100uk]

settlement from our client

you mean lowells sols desk

the one nearer the bog tan you are...

 

settlement of an SB debt

what do that think we are stupid!!

[steve806]

Hi All

 

Received a letter from Lowells today. It reads:

 

Please find enclosed a copy of the Directions Questionaire we have now lodged with the court. You will receive a copy direct from the court for completion and return. The court will use the information contained in both our copies to make decisions about how the case should proceed.

 

The attached Directions Questionaire is acknowledging their willingness to attend mediation.

 

Is this a normal tactic from Lowells and how should I respond?

 

As ever thanks for any feedback/advice.

 

Steve

[jon8214]

Yeas that is standard

 

you don't do anything until you receive yours from the court

 

they are trying to make you think they are going all the way

 

but this is SB so if they do they will be laughed out of court

[dx100uk]

should be reading other threads in the meantime

[steve806]

I am about to send off my directions Questionaire to the court.

 

I am of course ticking no to mediation but have a couple of questions if anyone can advise.

 

1.

[dx100uk]

so the court sent you one?

[steve806]

I assume that I photocopy the version for Lowells before I sign the document that I send to the court?

 

I have begun viewing other posts and based on what I am reading I am surprised they are pursing this all the way into court as they seem to fail for much shorter periods over the 6 years than my 6 months. Is it there policy just to take a punt in court with all these cases?

[dx100uk]

yes you don't need sign/email/phone on their copy [and one for your file!!]

 

yes issuing speculative claims hoping for a non contested default judgement is ALL DCA's do.

750'000 a year!!

[steve806]

Thanks for the advice.

 

I am likely to actually have to go into court to defend my statute barred position?

[dx100uk]

its for them to prove its not SB'd

not for you to prove it IS