Pdhl Dmp screw over need help and advice

[Lucas2008uk]

I was with pdhl I'm now in a worse state than I was b4.

 

 

I went with a debt company for 3 months can't remember their name and they said they were no longer doing dmp and said.they gave my account to pdhl

 

 

I was paying 115 a month which was meant to be a 5 year plan.

I was paying 15 out to the debt to them

 

 

once I was with pdhl I was paying 15 like the others company as the honored the contract

 

 

I stopped receiving emails and all that from pdhl

would get a statement every few months

 

 

after a year I noticed it had gone up from 15 to 25 I was paying

I rang pdhl up and they said they would change it back

 

 

a few month later I noticed it hadn't changed

rang back up and they told me I signed a contract

I had to pay it

 

 

a few months after that I got a statement and noticed a month was missing

rang up they said it was their administration fee

they took one every year and the creditors knew about it

 

 

I'll cut to the chase

in 2015 I found out my plan had gone up to 50 a month them taking out

I rang up had a big argument

was passed on to one of their bosses

 

 

they said they were allowed to take up to 48 percent of a payment

I stopped paying them

 

 

3 months later they rang me up which was 2016 now

tried to get me to come back

 

 

I spoke to a real nice woman and told her I was on a 5 year plan and agreed to pay only 15 out

she was helpfull and sorted it out for me to pay 25

 

 

I had to go though the money again this and that and I stated to her I will agree only if you promised to make sure it was put right.

Well 2 months later I had 2 statements and guess what 50 was taken instead of 25

 

 

rang pdhl up they said I agreed to this I said no I didn't

I said if u listen to my phone call I stated it in 3 or 4 places I would only agree if it was dropped to 25

 

 

they them said they didn't have any recordings plus the women had left the company

I then told them I was going to go the cab and requested all my records of my signature and phone calls

they never sent me any thing and I then got a letter stating they were stopped by the fca

 

 

I'm now getting classed by my credit company's I owe money to with a debut of 3000 left and I only had 5500 and was with pdhl for 4 years or a bit over I

 

 

shouldn't be paying all this back still

 

 

plus.one.debut was only 100 and they're saying I still owe then 60 pound need help

[dx100uk]

simple fact is you got done over

as with all fee paying DMP companies

 

you don't need to pay a fee

and you don't need a DMP free or otherwise.

do it youself its easy!!

 

id be sending the fleecers an SAR

 

and then a CCA request to each company that you were paying thru that useless DMP.

 

can you list your debts please

 

what type was the credit

who was the original creditor

who you pay now

how much is owing

 

are these debts on your credit file?

[Lucas2008uk]

I know I was done over I have been ringing the fca and been told speak to the ombudsman over it which I have rang but have not heard any thing back.

 

One was a pay day loan which was text aloan

 

2 were credit cards 2 provident and greenwoods

2 or 3 are on my credit file

 

 

my credit ratting dropped drastically when with pdhl

all in all I owe around 3000 left

 

Have asked pdhl for my records and had nothing off them

 

 

also can't get a hold of them any more gone into administration.

[dx100uk]

can you please:

 

 

individually answer these Q's

for each debt:

 

 

what type was the credit

how much was it for

when did you take it out

who was the original creditor

what is the defaulted date

who you pay now

how much is still owing

 

 

theres nowt you can do about PDHL now

as with all fee paying DMP you got screwed from the day you opened it

there are free SMP provider

and you could have done it yourself for free too.