NN v Abbey - *settled in full* at last WON WON WON

[Jamloo]

Fingers crossed for you NN......Good Luck:)

[Jane Austen]

Just received this letter:

 

Dear xxxxxxxxx

Thank you for contacting us again. I am sorry you are unhappy with the response detailed in my letter to you of 16 May 2006.

I believe I have covered all the issues you have raised, and as we have explained, you should now refer your complaint to the Financial Ombudsman Service.

I am sorry that we have not been able to reach agreement on this issue, but there is nothing more I can add. We will be unable to reply to you anymore on this subject and any further correspondence will simply be added to your file.

 

 

Yours sincerely

 

Anna Palczynski

Customer Resolution Manager

Complaints

 

 

I am not sure, but I think this is their reply to my Last LBA in which I gave them until 31st May to settle or court.

I went ahead and filed the claim on 31st May so what's this all about??

[Robertxc]

I would ignore it. They'll get the message loud and clear when the summons arrives.

[Jane Austen]

Claim deemed served 5th June Should I have heard from Abbey or do I give them till end of business on Monday 19th? They have not acknowledged on Moneyclaim.

[jonni2bad]

They have 14 days to acknowledge, sometimes they do this quickly, othertimes not....

[paulawinter]

Hi

Am really having trouble with interest thing. I've totalled all my charges up to £803, but looking through, i've rarely had actual interest taken from my account, so do i need to claim for this (it's only a few pence every few months)

Thanks Paula

[Jane Austen]

This happened to me too. They only seemed to take it when I had a healthy balance. I'm not too bothered about that. The second page of the spreadsheet works out the 8% on the charges as you fill in the first sheet.

[Jane Austen]

Just been on Moneyclaim and Abbey have not acknowledged the claim deemed to be served on 5th June. It's now 14 days after service so am I right in thinking that their time has run out now and I can request judgement by default?

If so can I do it online now - or do I have to wait until after midnight? It would be worth sitting up for!!!

[Jane Austen]

Hi Karnevil

 

Do you think they would be that mean?

I'll be waiting up and giving it a try. I'd better set my alarm though, just in case.

[Jane Austen]

Judgement requested!

Scary moment!

[fuzzybobble]

Now the real fun beings nn

will be keeping an eye on your progress

and support you all the way, as I'm sure many others

on here will too.

 

It's this moment I can't wait for.

I'm hoping my claim goes all the way to court

so I can produce all my paperwork and ask their

solicitor all kinds of akward questions that banks

hate answering. Already started making my notes.

 

"Power to the people." been watching Citizen Smith on dvd again lol.

[Jane Austen]

Judgement was issued yesterday to Abbey so I presume they will be aware of it today.

 

Is it going to be another set aside application?

 

This will be interesting after the experiences of Whizzkid001 and NeilP.;-)

[Robertxc]

Judgement was issued yesterday to Abbey so I presume they will be aware of it today.

 

Is it going to be another set aside application?

 

This will be interesting after the experiences of Whizzkid001 and NeilP.;-)

If judgement was only issued yesterday it will take a while for Abbey to be notified. The legal system is reasonably good, but it's not that fast.

 

Expect them to have it set aside, and then come back to settle properly.

[Jane Austen]

Thanks Robert

 

I thought perhaps that by now, they would be perusing this site or the moneyclaim one. Do they not have access to moneyclaim as defendants?

[Robertxc]

Probably, but I doubt they use it. This claim is very persoanl to you, but for whoever is handling it at their end, it's just another legal thing to be dealt with. It won't even register on their radar until they get the judgement through from the court, and then it will get added to someone's in-tray to be dealt with.

[Jane Austen]

Let's hope they don't bother until after the 14 days are up!

[rayo1973]

Nice one NN

 

Here's hoping they continue to be as crap as they always are, adn you get a no hassle outcome.

 

Good luck

 

Rayo1973

[rambot]

also got my judgement by default at exactly the same time NN.

good luck and i will be following your thread at the same time as mine.

heres hoping we get to court at the same time. wont it be funny to have 2 cases heard on the same day. Where are you going to go to court if it happens.

if its not too far away we could try and team up maybe.

Perhaps someone could tell us the exact procedure and whether there would be any benefit to this.

[Jane Austen]

I'm in the north east and hopefully it will be in Darlington.

 

How about you?

[rambot]

i am in brighton

maybe we could pick one half way.

we will see if its good idea to get them heard together.

or on the same day maybe.

does anyone thing it would reflect badly on the banks if this were the case and the judge may not be happy if he had two cases to hear about the same thing.

[Movingon]

It's just another way that Abbey are riding roughshod over the legal system to delay and frustrate our efforts. The will apply for, and get, the Judgement to be set aside. Then they will start to talk to you while they're printing off another copy of their defence.

 

It's my view that this behaviour is criminal and should be punished. I get the feeling there's a guy sat there in Abbey Towers dealing with all of these and treating it like a video game... he's actually enjoying screwing up people's lives.

[Seminole]

One thing I've been wondering is whether it's possible to ask for a hearing to enter judgment rather than just filling in a form. If you could do this it would squash all this set aside nonsense.

[Movingon]

Surely if Abbey are entering exactly the same reasons in every case for set-aside, then we should post a list of claim numbers under which this has been done, to take with one into court on Set-Aside Hearing Day? If the judge sees a word for word exact application every time, he'll throw it out...?

[Jane Austen]

That'sinteresting. When would that have to be done?

[Movingon]

You'd have to have copies of the submitted defence for each claim you were citing as evidence, when you attended court. I'll bet the excuse is the same every time... claim forwarded to wrong department etc. You would probably have to submit these as "documents" prior to the hearing as a "defence" to their "particulars of claim" on their set-aside application.