Will I have to repay credit card?

[laurawilliams]

Hi, i want to claim back a few late payment charges, probably between £100-£200 on my barclaycard. However, my balance on the card is about £2250 and im worried they will close my account.

 

can anyone tell me if they have succesfully claimed against barclaycard but have still kept their accounts open?

 

Thanx,

 

Laura

[oblong21]

I got 250 back with the letter before action and they didnt close my account. I sent a letter before action with a paragraph on the bottom that said i was already in the process of taking them to court for my current account.

 

The day after i sent it i received a phone call, the nice chap offered half the amount, when i declined he asked how much i wanted and i said ' all of it ' - now i better put my tin hat on for this but...

he offered 250 final offer and to save more time i accepted - i know i know i should have stuck to my guns, however - he refunded it to my heavily over the limit card the next day and guess what i did with some of my new balance?

 

I put the moneyclaim fee of a 120.00 on it a couple of days later when i actually filed my main Barclays claim.

 

Cheers Barclays....

[laurawilliams]

This topic was closed on 08 March 2019.

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