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Ccj. Settlement figure has added interest. Can I dispute?


scousebird
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business to business sadly yes they can sorry

 

 

under the

The Late Payment of Commercial Debts (Interest) Act 1998

 

https://www.gov.uk/late-commercial-payments-interest-debt-recovery/charging-interest-commercial-debt

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I've merged a few old threads for the full history too

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Thanks cant get link to work.

However if they can are they meant to notify me every 6 months of %rate and charges to date? (Never been mentioned in any communications)

Also response they gave when challenged was more about my payments (as per court order) were late in month. Didn't quote law or court order.

Thx .

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sorry try now

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

The particulars only reference to interest is as follows....

 

5. in addition claimant claims interest pursuant to the terms of the Agreement at the rate of 2% per month from date of termination up to issue ...... as the Court shall deem appropriate and costs.......

 

Now you need to check your Notice of Judgment..preferably scan it and upload as we know what to look for (remove any identifiable data first)

 

Judgment for amounts over 5k can incur further interest post judgment subject to the terms and conditions of the lease agreement.

 

Andy

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Thx. I will have to get copy of finance agreement.

At no point over nearly 3 years have solicitors ever advised of any additional charges so if they are entitled to add on I am hoping that there are rules about regular statements %rates applied etc. Which they haven't complied with.

Thanks again everyone.

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And a copy of the Judgment.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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