Money barn trying to repo car.paid less than 1\3rd and missed payments

[seepal84]

Hi

I have had a car on finance from moneybarn for little over a year.

 

for starters I have not paid over a 1/3 of the agreement.

 

I have been in and out of work since i bought the car

i have had missed payments all over the shop.

 

I have been in a couple of payment plans with them but now they have terminated the agreement.

 

I need to know what s next.

i have looked into a time order and think its the best way forward

but i dont know much about how i apply for it and where etc.

 

Also how long do i have now that they have terminated the agreement,

do they send me something n writing first or can they just turn up willy nilly and take it?

HELP!!

[dx100uk]

Have they sent a default notice?

[seepal84]

Hi

Yes i had a default notice sent and kept in place while i was paying off arrears.

[seepal84]

I dont know who has edited this post,

but i haven't missed payments all over the shop at all!

 

ive been in a payment plan with them and Decembers payment was due but i was £58 down for the £258 payment so they terminated it.

 

Maybe admin should speak to people posting before editing their posts ?

[dx100uk]

You say in post 1 you have missed payments all over the shop

Or was that a predictive text error??

All I've done is added a few blank lines to you block of text as it was

[dx100uk]

Ifyouve had a dn

They will try and take the car and unless its under lock and key they can and will repo

 

Cars via them are always over priced

[dx100uk]

http://www.consumeractiongroup.co.uk/forum/showthread.php?471026-Moneybarn-Court-hearing-in-3-weeks

[theoldrouge]

once the dn has expired, and the ac terminated they can repo the car

 

way foward is time order asap if you wish to keep the car

 

https://www.nationaldebtline.org/EW/factsheets/Pages/time-order-hp/hire-purchase-and-conditional-sale.aspx#