unknown Lowell CCJ - threats of Bailiffs warrant letter

[Fiora12]

Hi sorry to jump this i cant seem to find the post new thread. My freind has a court letter relling her that lowell will instruct bayliffs unless the debt of £178 is paid by the 9th to our local count court . Can someone please advise on what to do next . Again sorry for jumping post

[honeybee13]

Hello there.

 

Here's a link to start a new thread, please tell us what's happened so far, including what happened before it went to court please.

 

http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=170

 

HB

[Fiora12]

Hi thank you for giving me the link

 

The debt with lowel im unsure who has passed it over. I havent got much detail as of yet but think its never been paid thenotice of issue if warrent control letter says they failed to pay under the judgement as you were ordered therefore the creditor has asked for a warrent to be issued to the bayliff to seize goods . This was posted to their old address an the nes tenants have gave this letter to them . I will know more tomorrow.i just got a panic call before my friend started work today

[honeybee13]

I've put your posts onto the same thread. Please tell us as much as you can, depending on what you say we may need to move this to the bailiffs forum.

 

HB

[dx100uk]

sounds like the little fleecers filed a backdoor CCJ to an old address

 

 

don't worry about the bailiffs

theres nothing they can do.

they are court bailiffs not what you see on the TV so nothing to worry about

 

 

so calm your friend down on that front

nothing to panic about.

 

 

what you have said in your posts is not 'true' to what happens.

the court will not write saying lowells [the claimant] will instruct bailiffs

they cant do that a DCA is NOT A BAILIFF

and has NO POWERS WHATSOEVER to instruct bailiffs

 

 

the COURT could send a court bailiff

but if the debtor know nowt about the fact that a CCJ has been awarded

then its a simple task to tell the court that they didn't receive the CCJ

the court will advise what can be done about it.

[Fiora12]

I will tell her not to panic . Ive used this forum myself an as soon as she told me i thought id ask. Should she ring somone and arrange a payment plan

[Bazooka Boo]

NO absolutely not!

 

She needs to find out if she has a CCJ first, check her credit file, see if that flags anything up, if not TrustOnline (£4 I think?) will show.

 

All you have is a puerile threat letter from a powerless DCA.

[dx100uk]

NO!!

 

 

who says the debt is even enforceable?

 

 

the fact that a court bailiff has sent? a warrant letter is nothing to panic about.

 

 

go read this thread

all will become clear

 

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?470208-unknown-Cabot-CCJ-for-Catalogue-debt-now-Bailiffs-threatening-Warrant-of-Control

[dx100uk]

I will guess that the CCJ was registered against not her last address

but the one before that?

so don't waste money on trustonline as its a lottery to search which address they got it against.

 

 

her credit file should show the CCJ and give you the number of it

then simply follow the thread link I posted above

once you know the CCJ number [that's all you need]

ring nothants bulk and tell them what has happened.

if you can findout about the debt too

and then comeback tomorrow with the details.

 

 

it could be that the debt is bogus

or its time barred

and that she might be able to get this setaside free by mutual consent with lowells

rather than having to pay £255 fee to do it

 

 

or if it turns out it is owed and enforceable then follow andyorch's advise and vary it costing £50

[Fiora12]

I will guess that the CCJ was registered against not her last address

but the one before that?

so don't waste money on trustonline as its a lottery to search which address they got it against.

 

 

her credit file should show the CCJ and give you the number of it

then simply follow the thread link I posted above

once you know the CCJ number [that's all you need]

ring nothants bulk and tell them what has happened.

if you can findout about the debt too

and then comeback tomorrow with the details.

 

 

it could be that the debt is bogus

or its time barred

and that she might be able to get this setaside free by mutual consent with lowells

rather than having to pay £255 fee to do it

 

 

or if it turns out it is owed and enforceable then follow andyorch's advise and vary it costing £50

Thank you I will go see her shortly an help her ... Just out of curiosity what is this he time barred

[dx100uk]

6yrs no payment or acknowledgment in writing

Edited November 7, 2016 by Andyorch
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