lloyds/moorcrofts

[sapper2409]

hi everyone ,

 

I received a letter this morning from Lloyds "Jaimie graham director ,collections,and recoveries " the letter stated that Lloyds were passing my debt to a debt collection agency "Moorcroft group plc

 

"they have instructed Moorcroft to contact me, to enable me to make future payments to them ,

 

I have been paying the debt back, £1:00 every month since before june 2013 as that was the information I was given to do by the national debt helpline,

 

they said that as long as I,m paying something there is nothing they can do.

 

what to do ?

if moorcoft get in touch can I tell them to go away in army language or be polite l.o.l.??.

can I ask for the original agreement ?? help on this would be great. thanks

[dx100uk]

Moorcroft don't buy debts

They simple collect or chase for clients

Lloyd's are their client here

 

You ignore them

And keep paying Lloyd's

A DCA is not a bailiff

 

Dx

[sapper2409]

thanks for that Dx100uk ,I shall just carry on as normal then and ignore them thanks again sandy

[sapper2409]

hi all again

,well just had a letter from Moorcroft please see image ,

do I phone them or ignore them ?

and carry on taking my paying in book to the bank every month ?

 

 

also can you tell me the difference between a debt collection agency and a debt recovery agency ? thanks

[dx100uk]

please rotate it and convert to PDF.

 

 

then as post 2

 

 

they can call themselves what they like

they don't own the debt SO ARE POWERLESS

[Dorabell]

i have had one too mr martin has been a very busy man

[renegadeimp]

Just ignore them. Completely. They cant do anything to you. Ever.

[sapper2409]

hi all, well the latest in my story about "Moorcroft" is I got another letter from them this morning, not bad 28 days to send me the second one, I am still paying Lloyds the £1:00 a month and they have acknowledge that .please see attached letter ,the question is do I reply to them or ignore them ? I have sent letter in jpg.and png .thanks

[Old Cogger]

ignore

[renegadeimp]

Keep ignoring. They cant ever touch you. Lloyds use them because they simply cant be bothered doing the paperwork and they actually think a DCA has the power to do anything.

[sapper2409]

hi all again ,I was away for a week and came back to two letters from moorcrofts do I continue to ignore them ,the one dated the 19th of this month is starting to sound threatening ,I have put both letters on here ,any advice would be helpful. thanks sapper 2409

[Ford]

starting to sound threatening

in what way

lesscroft cant do anything, apart from continue to send you the same letters.

eventually, they will return it to loyds. and L will either farm it out to another dca. or sell the matter. they prob will sell it anyway at some point.

is there any poss challenge to the debt, eg cca request, ppi, etc?

[dx100uk]

what part of totally ignore moorcrap are you not getting?

 

 

dx

[sapper2409]

hi all, received this letter this morning ,shall I continue ignoring them ? and what shall I do if they knock on the door ?

[Old Cogger]

see post 13 your answer

[sapper2409]

see post 13 your answer

 

this doesn,t tell me what to do or say if they come knocking on my door ,

 

I know what to do with letters but never had dca,s knocking on my door ,

 

obviously they will have to introduce themselves after they do do I just close the door or let them waffle on then tell them to go reproduce with themselves ??thanks

[dx100uk]

they have no legal powers whatsoever

get off my property or i'll call 101

 

 

dx

[Ford]

is there any poss challenge to the debt, eg CCA Request, PPI, etc?

....?

 

i'll eat Old Cogger's hat if 'croft send anyone round whilst they still dont own the matter..

[sapper2409]

they have no legal powers whatsoever

get off my property or i'll call 101

 

 

dx

thanks dx ,I,ll get a couple of biker mates to escort them off

[Bazooka Boo]

Seriously, Moorcr@p knocking doors????

 

Get real, if a gypsy knocked our door selling wooden pegs would you buy them??

NO, and that is exactly what you do to a no powers uneducated commission paid beggar on your doorstep begging for money.

 

If you are a Sapper, then get a grip of your minerals! THERE is NOTHING these clowns can EVER do.

[Ford]

 

sapper, do a cca request asap, if applicable, see what transpires. what is the debt; loan, cred card, o/d...

[Ford]

for general info re loyds when they assign (not sold) a matter out for collection;

there is a stage process of their dca's collection; calls, letters etc ending up with usually around a 40 % discount. thats it. the third party dca wont do anything else. if the final discount letter is not accepted, it will be returned to loyds. then farmed out again or sold. it will be sold anyway at some point, even if in a payment arrangement. dont pay the dca's in these circs (not sold). if going to pay, pay to the original creditor.

the same wld apply if already in a payment arrangement with loyds (the most complained about bank).

it is a feeding business, with advantages for the cruds et al. and, to think taxpayers kept them in business, at an eventual loss.

[Bazooka Boo]

 

sapper, do a cca request asap, if applicable, see what transpires. what is the debt; loan, cred card, o/d...

 

Just continue to pay the bank direct, you can ignore moorcr@p.

[odds]

....?

 

i'll eat Old Cogger's hat if 'croft send anyone round whilst they still dont own the matter..

 

Looks like there's a chance of some entertainment here

 

I received a letter from Moorcroft stating their local Agent may be calling, and sure enough they did actually turn up at 20:40 hrs on the day they said.

 

My account is NOT owned by Moorcroft, they have been asked to 'administer' the account by Lloyds.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?468817-lloyds-moorcrofts&highlight=moorcroft.

[dx100uk]

link points to this thread?