Letter Templates For Creditors???

[pt2537]

Thankyou for that please lookat the site "introducer uk.com which has a very good article about a ruling from chester county court as regards credit agreements

No chance, im not wasting my time registering and paying to join that site pal

 

i am fully aware of the Walker vs SPPL case as are more Caggers

 

i work in the legal profession so i have my own sources of info and none of them require registeration to a website

[gearjamma]

Hello everyone,i am new to this site,can anyone pls help as to where i start from,am in difficulty of meeting my monthly payment on credit card/loans debt owed by me and spouse,which letter do i start with:(

Dear Sir/Madam

 

Since looking at my finances, my circumstances have changed. Because of reduced income due to only working part-time,i cannot pay you the ammount that you require.

I enclose a Personal Budget sheet which shows my total income from all sources, and my outgoings. As you can see i have only £19 p.m. left for my creditors. The offers i have made to my creditors have worked out on a pro−rata basis, and i have written to all my creditors asking them to accept reduced payments.

In view of my circumstances, please would you agree to accept a reduced offer of £5 p.m. If interest or other charges are being added to the account i would be grateful if you would freeze these so that all payments made will reduce what I owe you.

 

Should my circumstances within the next 6mths improve i will contact you again,with view to increasing payments.

 

I would be grateful if you would send a paying−in book to make it easier to pay you,or a direct debit mandate form. Thank you for your assistance. I look forward to hearing from you as soon as possible.

 

Yours faithfully.

TRY SENDING THIS LETTER WITH YOUR OWN VERSION OF INCOME AND OFFER OF PAYMENT,I HAVE USED IT 5 TIMES AND EACH TIME THE OFFER HAS BEEN ACCEPTED,GOOD LUCK..

[bankkicker]

sorry pt2537 that was a little tetchy , I was only trying to contribute I've only been here one day and you bite my head off! The introducer today site is free to register and gives good insider info to credit trade. Not very encouraging mate I was only trying to help!