old hfo ccj/co monument card - sold to link -help

[AndyMe]

I had a debt with Monument Credit card that was bought by HFO.

 

I got court papers in 2007 for them to get the monies owed.

 

I spoke to them and was told to send the forms back to them and they would deal with it.

 

Did all this and next thing i knew the court had ordered in their favor.

 

They also obtained a charge against my property to secure the debt.

 

As i owed the debt I just accepted it and we came to an arrangement to pay £20.00 per month.

 

Balance was now £2,045.06 up from £1,477.56 as they added on cost and interest I think.

 

I have paid this since December 2008 so have paid approx £1500.00.

 

Around June this year the payments started to getting returned by the bank so I thought that I had finished payments.

 

Today I received a letter from the Land Registry saying that Asset Link Capital(No5) have now been assigned the debt.

 

I started to look up Turnbull and HFO and found they are not trading anymore.

 

So I am at a loss as where to go do I contact ALC or go the courts?

 

During this time I have only spoken to the a couple times on the phone and a few emails.

 

I have never received any Statements only letters saying a payment was late a few days.

 

Andrew

[dx100uk]

All the old 'bogus' hfo claims were sold to link recently

 

Most are toxic and need to have a fine toothed comb run through every piece of info you can get

 

There are numerous threads here already about hfo sales to link

I'll link you later to them if you can't find them yourself

 

Get an sar running to monument asap

 

As I bet the debt is littered with PPI (well pbp) and penalty charges

 

Shame you didn't defend and wrongly rolled over and gave as well as sending the form back to them

It should always GOTO the court marked as defended never admit a debt via a claim form even if you do owe something

[dx100uk]

http://www.consumeractiongroup.co.uk/forum/showthread.php?450387-Hfo-CCJ-CO-now-sold-to-LInk

[DonkeyB]

Will look in properly when I can...