Pounds till payday appeared on credit file

[obiter dictum]

Back in 2007 i had taken out a loan with these [problem] artists

 

Just checked my Noddle Report and it has appeared, no default or negative markers but::

 

Account End date: June 2014

 

WTF??

 

 

Name

Mr XXX XXX

 

Address

XX XX XXX

 

Date of birth

XX/XX/XXXX

 

Account type

Advance Against Income

 

Account number

**************XXXX

 

Account start date

XX/XX/2007

 

Account end date

XX/XX/2014

 

Opening balance

£ 100

 

Payment start date

XX/XX/2007

 

Repayment frequency

Periodically

 

Status history

 

Jan Feb Mar Apr May Jun Jul Aug Sept Oct Nov Dec 2014

 

 

 

 

UC

ST

[obiter dictum]

I think they are unloading past accounts onto a DCA like motormouth, or motormouth returned the account back to them

 

 

The account has been marked as settled/closed, not defaulted so i think this might be sour grapes

 

It is in the closed account section of my credit file

[citizenB]

IMHO, it should not have appeared anywhere on your file. It was dead and buried after 2014, and would have dropped off your file in 20013 anyway. There is no reason at all to enter it on your file and I would be having a gripe with both their Head office and the Information Commissioner.

[obiter dictum]

Good point

[silverfox1961]

IMHO, it should not have appeared anywhere on your file. It was dead and buried after 2014, and would have dropped off your file in 20013 anyway. There is no reason at all to enter it on your file and I would be having a gripe with both their Head office and the Information Commissioner.

 

Blimey! One hell of a default period

[citizenB]

I must have stuttered .