Nationwide/MKDP

[buxxbea]

Hi All

I am looking for some advice,

 

I have recently received a letter from MKDP stating my outstanding balance is 3,356.39 and they are informing me they are instructing their pre-legal department to review my account

 

. I haven't communicated with them as i am financially in a mess.

 

I believe this is from when I banked with the Nationwide and I had a loan and overdraft with them, they recalled both, gave me 28 days notice that they would be taking the money from my bank account this was September 2010

 

, I had to move my bank account or I would of gone into mortgage arrears and utility bill arrears and unable to support at that time my dependant, I have buried my head in the sand!

 

I am aware after six years I can still be chased but under no obligation to pay this,

 

I really am stuck about what I do.

 

I have since learnt about the Conduct of Business Regulations (BCOB), BCOB makes it unlawful for your bank to treat you unfairly. which giving me 28 days notice for such a large debt feels unfair.

 

MKDP have registered a debt in their name against me on my credit referance

 

Any advice?

[Lilythepink]

Hi All

I am looking for some advice, I have recently received a letter from MKDP stating my outstanding balance is 3,356.39 and they are informing me they are instructing their pre-legal department to review my account. I haven't communicated with them as basically I am financially in a mess.

I believe this is from when I banked with the Nationwide and I had a loan and overdraft with them, they recalled both, gave me 28 days notice that they would be taking the money from my bank account this was September 2010, so I had to move my bank account or I would of gone into mortgage arrears and utility bill arrears and unable to support at that time my dependant, I have buried my head in the sand!

I am aware after six years I can still be chased but under no obligation to pay this, I really am stuck about what I do. I have since learnt about the Conduct of Business Regulations (BCOB), BCOB makes it unlawful for your bank to treat you unfairly. which giving me 28 days notice for such a large debt feels unfair.

MKDP have registered a debt in their name against me on my credit referance

Any advice?

 

someone will be along soon with advice.

[dx100uk]

Nw

would have defaulted them before sale

 

When a debt is bought the buyers name replaces that of the of nw

 

So what are they chasing with their. Silly pre school letter

 

OD or loan?

 

Dx