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Mortgage Application without Consent


monkquito
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Recently, I have been seeking a mortgage and have been to three mortgage brokers to get a mortgage quotation.

 

Since receiving quotations I have selected a mortgage broker to act on my behalf, making my full credit report available to them, and also presenting all the required documents required for the application in principal.

 

Before, I selected this broker, a previous mortgage advisor, has decided to obtain a mortgage in principal without formal consent from myself, which has had a negative impact on my credit report as he did not have access to it, and I have not given him my report as I had not selected him. Also the broker has not been presented with any of the supporting documents required by a lender.

 

Could you please advise me of where I stand in this situation?

 

Many thanks,

 

M

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