provident/ lowell help

[Bazooka Boo]

Don't ask, DEMAND, sight of the other documents.

[Bazooka Boo]

CCA is 12+2 days to comply, when they don't you stop payments and correspondence, there is nothing else you can do.

If they send it 3 years later, again nothing you can do!

 

SAR is 40 calender days, if/when they fail then you can lodge a complaint to the ICO for investigation.

 

When you sent the CCA request did you specifically state that it was for both agreements?

 

When did you take out these agreements?

In the same year? A few months apart?

[Bazooka Boo]

STOP!

 

Get all your ducks in a row first before you even contemplate paying anyone anything.

 

Can you scan and upload

 

Then understand what is and what isn't a ''priority debt''. ( I wouldn't class a TV licence as a priority, but I've never bought one, your circumstances may be different?)

 

Then click on the attachment and you 'should' find Ellens budget sheet for you to work out your OWN I&E, not theirs.

[Bazooka Boo]

Puzzled as to why they have sold them/QUOTE]

 

And me, has to be a bad debt that they know they can't collect.

[Bazooka Boo]

You IGNORE them, the reason why they're sending you their computer generated garbage is because you've been rattling their cage.

 

IF they have failed to comply with your CCA request, then there is nothing for you to do but sit on your hands, and collate all of their

foolish missives they send begging for money.

Also keep a diary of events regarding their harassment via phone, with a view of reporting them to the police for the criminal offence of

harassment, you should also send them this http://www.consumeractiongroup.co.uk/forum/showthread.php?387367-Harassment-by-Telephone-**Update-21st-April-2014** obtain 'proof of posting' which is free from the PO counter, and send it 2nd class post, you don't want them thinking this is of any importance or urgency to you.

[Bazooka Boo]

Personally, and purely IMO, that missive is just another silly threatogramme they have in their puerile armoury.

 

Doesn't say WILL anywhere, just rambles on about what 'would' happen if they stopped willy waving.

 

Their 'pre legal' letters come from their 'pre school' department.

 

There is no need to tell them anything other than send off the SAR (£10 & RD ) then wait for the info to arrive.

 

The only time to contact Lowlifes is 'IF' they send court papers.

 

P.S. these letters are computer generated, and are spat out at regular intervals which they have no control over, less for telling the computer to stop, the only time anyone from lowlifes will know where abouts you are in their threat cycle is when you ring and they look at the computer in front of them, then read from their script.