Moving to Oz

[karen75]

Hi there

 

I’m in Australia & just wondering about the best way to update my address.

 

I did have my mail being redirected but it’s coming to an end now.

Just not sure what’s the best course of action as mail (few & far between) is being sent to my previous address in oz & don’t want yo take the chance of new tenant opening mail.

Thanks

Edited February 6, 2019 by dx100uk
Spacing

[renegadeimp]

This is a UK based site, so can the post office over there give any ideas? Perhaps speak to the people who send the mail and inform them of your new address.

[karen75]

It’s the oz post office l have redirected my mail from but still getting debt letters from Uk. I don’t know the current tenants. I’m aware it’s uk site l previously lived in uk but have relocated to oz.

[renegadeimp]

perhaps contact the UK post office and ask them to block any mail to that address from here. Especially if you know the sender.

[karen75]

Is that something that l can do? Didn’t realise that. Thanks

[renegadeimp]

You can ask. Do you know whose sending the mail? Because the best way to solve it is to inform them that youre no longer resident at that address.

[dx100uk]

Merged with your existing thread whereby this question has already been answered ...please re read your thread

[karen75]

Thanks dx hadn’t realised l had asked the question & couldn’t find existing thread.

I’ve re read, thread.

 

Looks like lm best ignoring & not doing update on address just makes me nervous

[dx100uk]

well nowt has happened in almost 4 yrs

doubt it ever will nor objectively ever would have done.

[unclebulgaria67]

Thanks dx hadn’t realised l had asked the question & couldn’t find existing thread.

I’ve re read, thread.

 

Looks like lm best ignoring & not doing update on address just makes me nervous

 

Have you thought about completing the Experian or other UK credit reference agency forms, to get hold of your current UK record. And you can ask Experian or other Credit reference agencies to place a note on your file. E.g No longer UK resident, resident at x Australian address. Ask Experian about process.

 

If you did this, then as all Debt Collection agencies should regularly check your credit records, they should have no excuse not to know you are absent from the UK and have your correct address to write to.

 

Or stop worrying about others knowing you have debts, because letters are going to old addresses. Most people will just throw the letters in their dustbin or return to sender. They will see that it does not relate to them and not be bothered. People moving to an address are used to receiving old occupiers letters for several years after they have moved in.

[karen75]

Thanks uncle I will make enquires into getting something put on my file, think it will make me feel better.

[dx100uk]

still wont stop them sending letters to old addresses.

waste of time

[karen75]

lve asked for advice before & you’ve all been very helpful,

 

lm currently Scottish living in oz with no intention of returning to Scotland other than for a visit.

When l emigrated in 2015 I left some debt behind l paid it for 6 months then couldn’t afford it. 

I’ve informed creditors of emigration with address although l moved & didn’t update address (asked here & advised it was best just to get on with life).

 

Tonight lve received an email from PRA group who have bought MBNA debt offering a discount.

Should l engage (Probably can’t afford what they’re asking) or ignore email.

I’m worried they might start harassing me.

 Thanks for reading 

k

 

[honeybee13]

How did they get hold of your email, Karen?

 

HB

[karen75]

I’m presuming it was the one on my account as lve had it years, l kept the same one when l moved over to Oz 

[dx100uk]

simply inform them of your correct address 

nothing they can do to you.

 

might be an idea to do that with all the other UK debts too?

[karen75]

So should l update my address?  l did ask on forum a while ago & the general consensus was to not bother updating my address as they knew l was living in oz. 
Thanks

[dx100uk]

threads merged yet again.....

 

 

[karen75]

Thanks dx100uk sorry if l annoyed you.

I was just confused as conflicting advice from previous.

think l’ll ignore email & continue on

 

 

[dx100uk]

doesn't bother me

but it makes a mockery of other peoples advice that they spent time giving to you

only for you to repeatedly keep starting new threads on an already discussed to death subject.

we are now at 120 posts over spanning almost 5 yrs.

 

post 2 outlined the correct thing to p'haps do.

all posts since have simply been …….

[unclebulgaria67]

The point of advising up to date foreign address, is they know where you can be contacted and you are absent from UK. So may avoid CCJ being obtained using old UK address.

 

Plans change. You may have to return to UK. So safety first is a good option. 

[karen75]

Thanks uncle, lve moved 2 years ago & didn’t update address (after advice here). Creditors still have an old oz address. I

[unclebulgaria67]

As long as the company chasing the debts knows you reside in Australia, no need to worry.

 

If a new DCA starts contacting you, advise them of current Aussie address. Reason is debts get sold on, without providing previous information, such as debtor moved abroad.

[karen75]

Great, l’ll do that. Do u think it would be ok to just reply to emsil with current address? Thanks 

 

[karen75]

just to add l’ve contacted Experian to enquire re putting a note on my file. I did contact them last time round but had no answer ( l will persist this time round). Might be worth while taking up the free trial in order to update details.

Thanks for advice uncle l do appreciate it