Ruthbridge - trying it on? 15yrs old Blackhorse loan!!

[babbles]

I have recently received two letters, with some made up reference number, saying "we know you are living at this address, contact us, or we may have to call you (good luck, we are ex dir). No reference to any debt, company or anything.

 

I didn't realise this company were so horrendous until I read so many threads on this and other consumer forums.

Any debts are now so statute barred that cobwebs are all over them.

 

 

There was a small amount owing to black horse, but no payments or agreements have been made for over 15 years.

Now, I suddenly get a couple of letters from Ruthbridge. I have put them in file 13 .

 

 

Just where do they get their information from.

I have taken out and paid off buy now pay later schemes from Curry's,

one is settled and one is about to be settled, before the 6 months grace is up.

 

 

My credit rating is excellent and there is not one thing that is negative on my credit report, no debts, just positives

Banks etc are forever wanting me to take out credit cards with them, (which I decline).

 

Do I simply ignore this bunch of pond life who hope to feed from people, through fear, I certainly have no intention of speaking to them.

[SabreSheep]

Open the filing cabnet

 

Place the letters in there

 

and ignore everythign they send to you UNLESS it is a N1 claim form, then return to us here

[babbles]

Thanks SabreSheep, I have shredded the last two letters, oops, but, I guess they will try it on in a few weeks time, we will see. Certainly no N1 Claim forms have been sent, I guess that would be nigh on impossible on a debt that has gone into the mists of time by over 15 years.

[Bazooka Boo]

Toothless Ruthbridge I call them, powerless petty minded individuals pushing pens up their noses!

 

Keep a close eye on your CRF just in case they start leaving muddy footprints over it.

 

It may well be that they are using their 'state of the art tracing technology' by blanket bombing the entire country with

missives sent to people with the same name & initials, in the narrow minded attempt of eeking out the true debtor.......

 

However, they advise you not to ignore them.......

If you ignore our attempts to contact you, the account may be escalated to another debt collection agency or, where appropriate, our client may choose to pursue the balance by taking further action as they deem necessary. In some cases where there has been no communication or attempt to resolve the outstanding balance our clients may seek to take legal action towards the recovery of the debt.

 

No matter what your circumstances are we are here to listen and work with you to help resolve the situation.

 

:pound:Consider yourselves ignored!!

[intend]

Ignore and if that does not work then ignore some more.

[DearPrudence]

Hello, I had to go back two years to find a thread on these chancers!

 

Nothing I'm worrying about, just to let people know they're still pulling this one - two letters within a fortnight, referring to a debt that last saw any action in 2009.

[Bazooka Boo]

Hello, I had to go back two years to find a thread on these chancers!

 

Nothing I'm worrying about, just to let people know they're still pulling this one - two letters within a fortnight, referring to a debt that last saw any action in 2009.

 

Hello DP, do you have your own thread on this??

[DearPrudence]

Hello BB, no, I didn't think it worth it, just wanted to add a "me too" as shared info so people know this is what Ruthbridge do, and they're still doing it. I'm not bothered by them at all.