Cabot financial - ccj granted

[loopylou2004]

Hi

 

Looking for some advice please.

 

Cabot purchased our secured loan from welcome finance last year (unknown to us until months later) they had been calling and calling, i presumed re welcome loan whch we are and always have paid weekly without missing, they transferred the dd into marlin cabot.

 

I have received a judgement for claimant today for 664 which includes fees.

 

I have had no paperwork at all through from either cabot or court (or mortimer clarke solicitors) until this judgement.

 

I cannot afford the whole amount nor the £155 appeal fee especially when i am unsure as to what the debt is.

 

Court says it relates to a vanquis credit card which may well be possible as I was in dispute with them over fees but I have no information on it at all as it was years and years ago

 

Having checked my credit file, it was noted as in default in may 2009 but there is nothing before this.

 

Can anyone please advise on the best course of action, we are just pulling ourselves out of the debt cycle and managing to maintain all monthly payments for mortgage etc, just not wanting to ruin all the hard work weve put into getting back on track with a ccj :0(

 

Any help please, we would be most grateful.

 

TIA

[Andyorch]

Thread moved to the appropriate forum.

 

Andy

[fkofilee]

Have you rand the court?

Why not check about the judgement online?

 

If you are in financial difficulty, i think some fees can be discounted from memory.

[loopylou2004]

Ive rang court and they are sending me dispute forms but because we both working full time I doubt wed get any help with the fee :0(

 

How do I check the judgement online please? sorry ive no clue with things like this.

 

Thanks for your help.

[Andyorch]

http://www.trustonline.org.uk/