whats the first step in dealing with Lowell and CapQuest?

[scott7kids]

Hey,

 

Just looking though my credit file and there appears to be some records on there for both Lowell and Capquest which I really don't recognise.

 

Whats the best way of dealing with this ?

 

is it a CCA first to gain a copy of the agreement or have I got the terminally wrong and is there something else that I need to be doing first ?

 

Thanks

 

Scott

[havinastella]

If you don't recognise these, how can you send for a copy of the agreement?

 

Wait for them to contact you (unless you have not acknowledged them for over 6 years)

[dx100uk]

I think your capquest one is here:

 

 

 

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?297310-Shop-Direct-Finance-amp-CapQuest-Debt-Recovery-Help

 

 

if they are not chasing sit tight

 

 

whats the defaulted dates on your credit file?

 

 

dx

[alisindebt]

At CapQuest, always ask for Anne Mcshane ; you can see my threads on here how I ran circles around her for several months before CapQuest canceled out my "account". always end up shooting herself in the foot.

[Bazooka Boo]

Just looking though my credit file and there appears to be some records on there for both Lowell and Capquest which I really don't recognise.

 

What's the best way of dealing with this ?

 

If your credit file is something you're bothered about, then you can always contact the CRA and either place a notice of correction alongside the entries you don't recognise, or ask them to remove the defaults which they in turn will contact the DCA and ask them to verify that the info is accurate and correctly applied to the right file.

[dx100uk]

what are the defaulted dates first

 

 

might be better not to pull the tigers tail if they are not bothering you

 

 

dx