Lending Stream PDL taken out in sons name identity fraud - help PRA chasing.

[Sadrazamkoy]

My son received a letter from Lending Stream

for a payment for a loan that was so say opened up in 2011 that he knew nothing about

 

 

it seems someone had opened a bank account in his name

then this company loaned them cash on line.

 

 

We were told to report this to the police and give them a crime number which we did.In 2014

 

 

he received a letter for this loan

 

 

now from a Mackenzie Hall we then contacted Action Fraud

and gave Mackenzie Hall the number and again thought it was all over.

 

 

He now has received a letter from PRA Group demanding this cash

 

 

we are doing all we are asked to do but

 

 

this debt is continuing to be sold on surely this is not right.

[fkofilee]

PRA are mckenzie hall... Damn...

Complain to them in writing...

[BankFodder]

I think that you should send all parties an SAR.

Also write to the Credit Reference Agencies and lodge a notice that the debt is disputed and that you are a victim of identity fraud.

Contact the police, quote the crime reference number and say that you want to update the report.

Of course write separately to the SAR to all parties and point out again that you are the victim of ID fraud. Give them the crime reference number. Point out to them that you have already told this to them and that by continuing to pursue the matter they are in breach of the CONC rules especially http://www.consumeractiongroup.co.uk/forum/showthread.php?426147-CONC-7.14-Settlements-disputed-and-deadlocked-debt and that if they continue, you may sue them in the small claims court for compensation.

 

Once you have the SAR information we can help you decide what to do.

 

If you have any dealings on the phone - not recommended - read our customer services guide first.

[citizenB]

I am so pleased you found your way here

 

Follow bankfodder's advice and ask if you have any further questions.

 

This is the draft SAR (subject access request) that you can use.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?387306-Full-Subject-Access-Request-**Updated-January-2015**

 

Any other letters you might require can be found in the CAG library - top left hand side of the screen - Green tab.

[BankFodder]

Conc

[Sadrazamkoy]

Thank you so much for your response we will get straight on to this thanks again everyone.