HSBC mortgage appearing on Credit File?

[Anon2015]

Hello

 

I was wondering if anyone could help me,

 

 

I recently applied for a mortgage with HSBC and was approved.

 

 

Subsequently I have now completed the purchased but noticed that the mortgage has appeared on credit file

and is being update (status) monthly like a credit card (0's).

 

 

I asked around on other forums (sorry) and most replied to say that mortgages are considered as secure lending

and not like a credit card and therefore should not recorded monthly

rather just registered under additional address / linked address.

 

I have spoken with HSBC who don't really have a clue about why it has appeared like this on my credit file?

Can this be removed? and the positives and negative of actioning something like this?

 

I would be grateful if someone could clarify the issue for me?

Thanks

[dx100uk]

my mortgage has appeared on my file since 2007

 

 

if theres no negative data showing

it should be helping your score too.

 

 

dx

[citizenB]

Yes, mortgages are included on credit files.

[fkofilee]

Mortgage is still lending, its still credit regardless even though it is secured.

Its normal for it to appear so nothing really in the wrong.

If they are reporting incorrect info however, thats another matter...