MBNA sold my Debt to Link Financial

[TH1966]

yes DX it does match the agreement in the SAR.

 

 

I don't know why they sent two copies, one had some references from link on it written on.

 

 

hope it all comes through OK

[cfs_too]

Hi,

The experts will be along later I'm sure, but the app form appears to be undated and then 2 sets of different terms dated 04/01.

Seems to me they aren't the correct terms at time of opening. The second set state something like 'refer to your agreement for terms 1 & 2', which I don't see anywhere.

Also, it's important to get a SAR as the system notes can be extremely revealing as to wether original app or agreement actually exists. If system notes not included in SAR (often not supplied 'in error' ) then contact MBNA and specifically ask for them.

Hope this helps

Me_too

[theoldrouge]

very important terms 1 and 2 nowhere to be seen on your "credit agreement"

 

so in no way can s78(1) have been complied with, as it is plainly not a true copy

 

poor effort really

[TH1966]

Thanks Me too the system notes say - S78 sent to recon as no F&RS on the credit agreement

 

 

I see what you are saying oldrogue plus the extra copy of the financial and related conditions they sent are not the same as the ones send by MBNA.

 

 

Do I have anything to fear now from any enforcement action?