BAYV Problem

[pamela1965]

Hi wonder if anyone can help,

 

 

Ive been a BAYV customer for nearly 2 years with one agreement for a bed

 

 

am now in a situation that I cant afford to keep up the repayments of £76 a month,

I want to cancel the agreement but am unsure of what to do,

 

 

I have been paying continuously for the entire period but due to some financial problems recently the DD didn't get paid this month,

 

 

what can this company do is the question I need answering,

do they have a legal right to enter my property and take the item away

 

 

also I have noticed n the payments I have been paying Service cover and EPS cover for which I don't know what that is,

would it be better just to return the items without any aggravation

or try and fight for some of the money back,

 

 

in total I have paid just over £1500 for the bed,

 

 

would really appreciate some advice before these guys coming knocking at my door.

 

 

thanks in advance.

[BAYV]

Dear pamela 1965

 

If you would like to contact elaine.mockler@bayv.co.uk with the details of your account Elaine will liase with you to reach a satisfactory resolution for you. Elaine is the Customer Service Director

 

Kind regards

 

BAYV

[citizenB]

What type of bed is this and how much will it cost you in total ?

 

You could probably have purchased a very decent king size bed for half what you have paid for it already ?

[BankFodder]

Please give us more details of this agreement please. You are being charged an extortionate sum for a bed. I think it is about time that you disengage yourself from the agreement and we may be able to help you.

 

Letters have details of the service agreement etc. – and also what is the name of the company that is supplying the bed and the credit?

[dx100uk]

the 2 insurances can be reclaimed

 

 

they are NOT compulsory on Hire Purchase Agreements.

 

 

no matter what they say.

 

 

dx