Un-Fair GE MONEY Mortgage Charges Advice Please

[dx100uk]

install open office its free

 

 

dx

[dx100uk]

prob diff address

see a few GE money threads.

 

get things checked here 1st mind!

 

 

dx

[Transit Man]

Hi can somebody please help me and tell me what i am possibly doing wrong ?

 

i am putting my figures into the compound interest calculator in the number of days elapsed it is coming up with VALUE

and also doing the same in the compound interest column so its only adding up the ammount of charges and not calculating the days and interest.

 

Also they are saying unless i can detail all the calls date and time they made to me and to what numbers

( i take it they are trying to get out of alot of charges as they know when and to where they were made to )

they have no record of them so how do i get compensation for all of these calls that was bordering harrasement on a daily basis.

 

One last thing please could somebody please give me a link as to where i can find letters to send with all figures to the companys.

Thanks

[dx100uk]

if its saying value

then that means your deleted the hidden formulas

 

or you've not entered anything in the claim from box

 

or in the interest box [D15]

 

dx

[Transit Man]

How do we get the hidden formulas to come back onto the calculation sheet? We are putting both the date to and from and the interest in the boxes provided on the sheet, but nothing is coming up.

If you are able to send another link with the form attached would this rectify the problem?

Thanks

[dx100uk]

Just download a new copy from the cag thread

 

Then copy and paste your figures over

 

Dx

[dx100uk]

http://www.consumeractiongroup.co.uk/forum/showthread.php?330996-Latest-Spreadsheets-PPI-Claims-and-Charges-Claims-Dec-2011

[Transit Man]

Hi

Could anyone please send me another link to download a CISheet v101.xls as the one i have does not seem to open

 

i have tried numerous times over a long period of time months

 

i have also had help off other people who are also unable to open it

 

any help would also be appreciated thank you very much for all the help

 

this site has given me i so much wish to claim all my charges back

 

but i am unable to do so as i can't download and open the sheet

 

and don't wish to lose out on what they took off me in un-fair charges.

Thanks

[citizenB]

http://www.consumeractiongroup.co.uk/forum/showthread.php?330996-Latest-Spreadsheets-PPI-Claims-and-Charges-Claims-Dec-2011

 

Transit man, we don't send links to people. .. you need to download the spread sheet you require from the thread above ?

[dx100uk]

re read this thread

the link is listed 4 times already.....

[Transit Man]

Could anyone help i cant seem to get into the library for a template letter to go with the excel spread sheet of fees charged.

Thanks

[dx100uk]

both the clickme links in you above post work ok.

 

 

dx

[Transit Man]

Thanks dx100 for the reply

 

when i click on the links it tells me i must be registered to get into the CAG library

 

i am logged in but getting nowhere fast

no letters or templates.

 

I take it if i am logged inn i am also registered with CAG?? arnt i.

 

Also the date from and to on the charge refund spreadsheets

do you use the first date of any charges to the last day of charges,

or do you put from the date the mortgage started and ended??

[dx100uk]

strange......

if you goto the library tab top left

what does that do?

 

 

as for the charges

claimfrom id date of first charge

claim to date should be left alone =today()

[Transit Man]

When I press library green letters it says that there are templates and letters, but when the page opens it is a list of sub forums

[dx100uk]

urm..mortgages and secured loans forum off the library tab...

 

 

they are also already linked to you in post 3

[Transit Man]

dx100

When i look at post 3 it has all of sheets but it does not have any template letter as i have opened all of them and checked as you can see i have been trying to get a template letter for a while now without sucess all i wish to do is reclaim these fees.

 

I am starting to get worried that i may lose them as the first charges date back to 2007 i can not claim any interest or solisotors fees as they did have me in court so all i can claim back for is fees charged i just need a template letter.

[dx100uk]

click library

click mortgage and secured loans

bottom thread

Mortgages - Reclaiming Charges **Correct as at October 2013**

[Transit Man]

Thanks very much dx100 got the template will adjust accordingly

[Transit Man]

Hi dx 100 thanks very much one again i have now completed the template letter and have also filled in the spread sheets with all of the charges late payment fees direct debit recalls etc thats all i can claim.

 

I cannot charge them interest as the have had me in court there is nothing else i can claim for is there??? if not i think i can now proceed to send papers off.

[dx100uk]

you enter their OD int rate [APR] is cell d15 of the CISHEET

so yes you do charge them interest

[martin2006]

Enter 10.25% in cell D15.

[Transit Man]

Hi

I am so sorry to bother you again i have took your advice when i am trying to fill in the Ci sheet i have put the correct interest which is 10.25% in cell D15.

 

When trying to total all of the amounts up the two end colums The number of days elapsed and the compound interest colum both show #Value and will not add up please help i have tried several times to dowload new Ci sheets and they all do the same.

 

Please help what am i doing wrong

[dx100uk]

Check you are entering dates correctly

 

Should be auto calc

[martin2006]

Dx is correct it should auto calc the days but if you look online for a date to date calculator you can fill it in

http://calendarhome.com/calculate/days-between-2-dates

 

If the charge was 3 yrs ago for example you would enter it as 1095 days.

 

Just work each one out, i had to do the same with the cisheet and then update each one as necessary, pain in the butt but worth the effort