Difference between Advanta amd Mint.

[suvin50]

Hi

 

I recently sent a CCA request for the card I took out with RBS in 1999. This was an Advanta card. A few years later the card changed to Mint. My CCA request produced the information for the Advanta card but not for the Mint card. Can anyone remember if the T & Cs were different for the Mint card and if a new CCA had to be signed?

 

Thanks

 

suvin

[fkofilee]

I believe ive seen something before and i do believe they slightly changed etc, they would have to depending on who the creditor is... EG from Goldfish, become part of Barclay's etc

Whether or not it has to be presented.... Im not sure. If they have given you the CCA signed at inception then i think you might be a little stuffed,

[suvin50]

Looking at old threads on other sites it appears that T & Cs for Mint cards were considerably different to those for Advanta.

[maroondevo52]

Hi suvin,

 

I have my signed CCA for my Advanta Card from 1996, I honestly can't remember getting anything connected to Mint although the account was closed in 2005.

In my SAR they sent my CCA and copy statements from 2001 - 2005, all headed 'Mint'.

 

What is it your trying to achieve regarding this card, I've put in a claim for the PPI.

[suvin50]

HI

 

 

Just trying to find out if the CCA for Advanta card is valid for Mint card. When I CCA'd RBS didn't get anything for the Mint card which I reckon is significantly different to Advanta. I have requested T & Cs and signed CCA for the Mint card.

[suvin50]

Sent another letter last week requesting CCA and T&Cs for Mint. Got reply today with CCA for Advanta. which they have now sent 3 times, and an admission that they dont have T&Cs for Mint card.