LOGBOOK LOANS: finance on my car bought from a garage**RESOLVED**

[juls101]

Hi All

 

Today i had a letter from logbook loans concerning my car.

 

As i have just bought a vehicle from a garage which advertised the vehicle on auto trader as being hpi clear

 

i trusted that it was hpi clear as the vehicle was bought from a garage.

 

the debt was taken out in January 2014.

 

After doing further inquiries with the garage he used a text message service and emailed it to me suggesting it was hpi clear.

 

I called the number on the text message service that the garage used and it appears that he only had a data check done on the car not a hpi check

(i believe that false advertising was used here).

 

Then i contacted auto trader and asked for copies of the original advert which have been provided.

 

Its fair to say both auto trader and the company that the garage owner purported to get an hpi check on

are not happy and both have contacted trding standards.

 

However it leaves me withe original debt which i will have to (and intend to) fight through the courts.

 

My car is being hidden atm any ideas of what to do next as to shutting garage down nd fighting debt

[theoldrouge]

Hi juls and welcome to CAG

 

Have you had sight of the BOS?

 

Did you use any finance to purchase the vehicle?

 

The first thing to do is to check that the bos has been correctly registered

[juls101]

Hi No a car was part exchanged and then the new car was paid for in cash. Yes i have had sight of the bill of sale and it was registered within 2 days at the high court. However the person signing the bill of sale also appears in the document which has the hight court seal and bill of sale and is referred to in the affidavit Is this legal?

[theoldrouge]

sadly yes it is. The OFT as then was lost the attestation case on appeal

 

Are they threatening to repossess the car?

[juls101]

yes they are threatening to take the car but the account is on hold until 31st for us to pay up. I have given the garage owner until noon tomorrow to get in touch with LBL before i go to the police. I am seeking legal advice tomorrow to sort it out as i feel i will have to seek redress with the garage owner thro the courts before i can fight LBL in the courts

[theoldrouge]

Yes your redress would be against the garage that sold you the car

 

You could of course come to an agreement to pay the LBL,

 

and then sue the garage

 

There is very little that can be done to prevent them repossessing the vehicle as the bos was correctly registered

[juls101]

Yes i thought so i the meantime the car is being hidden whilst seeking redress. Thanks for all of your help

[juls101]

YEYYYY i have had a result.

 

The garage has paid up in full for the debt outstanding.

 

went to see the solicitor yesterday and i was prepared to drag him into court.

 

However a check when at the solicitors with companies house revealed that his business is not registered

so he is evading VAT and a call to trading standards was very interesting.

 

THANK YOU for all of your help i will keep you posted as to the results with trading standards.

 

However i think i got lucky getting the money out of him.

[theoldrouge]

Excellent news juls:-DWill amend your thread title now this has been resolved