Robinsons Way [HPH2 ltd]- fake payment - old Cap1 debt - help

[caro]

Let us know how it goes rev.

[caro]

I make the point again re reading the thread which clearly states " CASH PAYMENTS"!

 

 

 

I'm sorry. I still don't follow your point. What difference does it make that it's a cash payment. If it's SB it's SB and I don't see how a cash payment changes that? It proves nothing. We might think it's highly suspect but it's no proof of anything as far as I can tell.

[BRIGADIER2JCS]

I'm sorry. I still don't follow your point. What difference does it make that it's a cash payment. If it's SB it's SB and I don't see how a cash payment changes that? It proves nothing. We might think it's highly suspect but it's no proof of anything as far as I can tell.

The point is simple RW claim a number of Cash Payments were made by an " authorised representative" (fictitious it seems) so how can Rev check that He has not paid it in some way?

On alleged payment was made the day after RW received the SB letter.

 

 

These have not come via a bank account.

 

 

End of:

[caro]

Thanks for reply caro,

 

I had a big response as to be honest point 5 and 6 on letter are questions but realised :

 

a) I do not want to be banned by you No danger of that happening

b) I don't need to argue with you or any other helpful member - i will take all adivce on board and send what I need to them I didn't think you were arguing and see nothing wrong in people expressing different views. I always think it's best to consider all the options and do what's best for you.

c) I will be direct with them as even if this does go further as they say , their legs they need to stand on are missing. Fair enough.

d) PMs have been whats on the thread which I don't think is a problem, just asked brigadier to look at thread and he posted on thread Fine. I did notice that Brig was responding to your PM and assumed his response was on the thread.

 

Appreciate all the help form other that have posted

 

 

Good luck.

[reverof]

Thank you all again will update as soon as i hear anything thanks

[citizenB]

If they have said that payments have been made - either by an authorised or unauthorised 3rd party, then they are required to prove this.

 

If they cant and they are making these payments up at that point you can start waving the flag and jumping up and down.

 

Until they either refuse or are unable to provide this evidence, then anything untoward is purely speculation.

[BRIGADIER2JCS]

Given the current ownership of RW and those involved a little more than speculation in my very humble personal opinion.

[reverof]

Thanks for your messages

 

Understand what you mean citizenB however when they have twice said payments were made and when asked to prove it they say "cash paid to us" i think its obvious whats happening and not speculation. Would only be speculation if i had paid anything or authrorised someone - however I see what you mean until they actually say or show a document that is false its not solid yet.

 

Anyways i will of course wait till i hear from them, either apologising or getting themselves into more trouble as i know it is a complete fabrication.

 

Also of course they have to tell me who paid and provide proof as you all taught me it is their responsibility to prove non sb status

[reverof]

Ok update :

 

received a standard complaints procedure letter through the post so will have to wait to see what they say about this debacle

 

will update when I hear more thanks

[Conniff]

I hope you continue to push for proof of the payments.

[reverof]

I hope you continue to push for proof of the payments.

 

thanks Conniff however I like to think of it as proof of no-proof

[reverof]

Just a update on this as been away recently

 

 

- received a letter from them for outcome to my complaint

saying they had made a mistake and consider the matter closed

and as the debt is statute barred

they say they have referred it back to the original client

 

Thank you all for your help with this ,

these companies need to learn that if they make up information like this people will fight back.

 

I dont know if there is something I can do to make sure they dont do it to others

but for now thanks to everyone that helped me win !

[dx100uk]

hoho usual admin mistake!!

 

 

dx

[jackreacher]

Very interesting .. Glad it is all sorted. I have to say the devious lengths these companies will go to ... leaves a bad taste in your mouth!

[dpick]

I wonder how many poor sods get pulled in by these phantom payments and end up believing that the debt is now outstanding and get bullied into paying the so called debt off

 

 

dpick

[reverof]

For me I think it was also for them to be able to say - "you made payments last year" if I had not noticed

 

I hope this helps others who get these bogus letters and realized until you officially complain it will never get sorted.

[BRIGADIER2JCS]

Just a update on this as been away recently

 

 

- received a letter from them for outcome to my complaint

saying they had made a mistake and consider the matter closed

and as the debt is statute barred

they say they have referred it back to the original client

 

Thank you all for your help with this ,

these companies need to learn that if they make up information like this people will fight back.

 

I dont know if there is something I can do to make sure they dont do it to others

but for now thanks to everyone that helped me win !

 

 

Responding to PM,

 

 

Your thanks are much appreciated Rev!

 

 

I don't think this will crop up again, you have the RW response in the very unlikely chance it does.

 

 

Good result Rev!!

[ericsbrother]

Yep,

I can imagine the scenario they expound though,

 

 

some bloke walks into their office and says

 

 

"I would like to place £100 on Dodgy Des in the 6.30 at Wimbledon"

 

 

and instead of telling him to try the bookies next door

 

 

they take his money and ascribe it to the account of someone at random

 

 

and you were the lucky person.

 

 

Good job the short-sighted punter didnt pick a winning dog or Robbers Way would have to add another £600 to the debt.

[reverof]

Hi All

 

Just when I thought a OFFICIAL complaint where they admit it SB closes the matter I am very annoyed just got a letter from Rob Way again this time with tittle "Proposed Reconnection Visit" where a "Field Manager" can help me reconnect with them.

 

Talks about meeting on a set date to discuss repayment and also that i can call them if i do not want the meeting etc

 

Can they still do this even after they admitted through complaints procedure that its SB?

 

Any help appreciated this after they faked payments and had to apologise for it , this cant be legal now surely?

 

Thanks for any advice thought these scumbags were dealt with last time

[dx100uk]

SB in E&W simply means it cant be taken through court

it is still 'collectable'

 

 

they can 'ask' for payment

 

 

you can tell them to bugger off

 

 

dx

[reverof]

Thanks for the reply dx much appreiacted

 

Just do not like the idea of them trying to get me to call in to cancel a home visit that they setup randomly, so is there a standard "get lost" letter for door visits? - to make them aware I will not entertain it and the debt is SB as already agreed by them in complaint previously

 

Also since they have already been caught out making up fake payments does the fact i have to potentially complain again make any difference or is this a separate matter in the eyes of the debt collection regulators?

[dx100uk]

they try and get away with anything

until

there wings are clipped

 

 

then new conc rules are interesting reading.

 

 

there a doorstep letter in the library DCA section to left.

 

 

dx

[dx100uk]

http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?423-Consumer-Credit-Sourcebook-(Conc-FCA-rules)

[reverof]

Thanks Dx just to confirm is it this letter with the Blue part added : http://www.consumeractiongroup.co.uk/forum/showthread.php?387434-Follow-up-Letter-where-Statute-Barred-Debt-is-still-being-pursued.-(update-21.04.2014)

 

Also I do not understand something, this part of the letter :

 

I would point out that in their Consumer Credit sourcebook, the Financial Conduct Authority states the following rules:

 

"...a firm must not attempt to recover a statute barred debt in England, Wales or Northern Ireland if the lender or owner has not been in contact with the customer during the limitation period." 7.15.4

 

"A firm must not continue to demand payment from a customer after the customer has stated that he will not be paying the debt because it is statute barred." 7.15.8

 

If I have already been through complaints procedure and they have agreed the debt is SB - are they not breaking the law now ?

 

 

How are they allowed to "chase" a debt they have already agreed is SB?

 

Really appreciate any help ,

 

 

still cant believe a firm can make up payments,

 

 

have to admit mistake and SB,

 

 

then still do this.

[dpick]

I think to dot the i's and cross the t's you would have to send the letter informing them as this debt is statute barred you will not now or at anytime be making any payments etc. If they then continue report to all and sundry.

 

 

dpick