Global Debt for MMF, old barclays debt from 2004!!

[SAWPS]

Hello

I am new to this site and I was wondering whether anyone could offer some advise to a puzzling letter I received yesterday.

 

It is a letter from a debt agency calling itself Global Debt Recovery Ltd.

 

Reference to a debt via Barclays Bank (Motormile Finance) £857.24

 

I have no knowledge of any debt with Barclays Bank or a Motormile finance

 

I phoned them up and they stated that it was from a debt re: 2004..

..I denied all knowledge of the debt and why are they only contacting me now 10 years later.

 

They also stated that they tried to contact me in 2010 at my current address which I have resided at for the past 5years

but I do not remember seeing any letters from them.

 

 

I am just after some advise of what to do before I am legally bound to anything?

[rebel11]

Hi SAWPS

 

Welcome to CAG

 

Don't speak to them over the phone again. In the library you will find a Statuted Barred template, amend it and send it Recorded Delivery.

 

The debt is statuted barred by law, providing you haven't received a CCJ for the debt.

 

http://www.adviceguide.org.uk/wales/debt_w/debt_help_with_debt_e/debt_how_to_dispute_a_credit_debt_e/how_to_dispute_a_debt.htm

 

Thread move to correct forum.

[SAWPS]

Thank you Rebel 11...I can't seem to access the library it says I need to register/sign in to gain access to the library but I obviously am.

[rebel11]

I take it your based in England:-

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?387368-Letter-to-be-sent-when-debt-is-Statute-Barred-%28update-21.04.2014%29

 

Just to reiterate don't speak to them on the phone.

[dx100uk]

so MMF are the owner but it originated as a Barclays bank account?

 

wherever MMF are involved 90% of the time

they are out to fleece people

 

on debts they do not owe

 

just remember

 

NO DCA's ARE BAILIFFS

they have

 

NO SUCH LEGAL POWERS.

 

have you checked your credit file

 

to make sure its not been trashed?

 

dx

[fkofilee]

Surprising how MMF had a barclays debt...

Anyhow GDR? Seem very very similar to MMF... send the SB letter and be done with them

[SAWPS]

Thank you for all of your suggestions which all conclude with the same advice .....I will send them the statute letter that you have suggested.

 

I have checked my credit file as I have an experian account and there are no outstanding debts or ccj's showing on there.

 

I will get drafting my reply tonight...once again thank you.