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Bandit

at the time these were defaulted they were all separate , there was some confusion when they were sent to Metropolitan as the account numbers got mixed up. This was rectified and they got the ppi refund for the card from HSBC which they took off the the loan and overdraft which at that point were still separate.

 

Earlier this year HSBC unexpectedly paid a ppi refund on a separate paid off loan this was deducted from the credit card , no explanation was given. The following month they sold the accounts to Marlin . I'm assuming Metropolitan combined the loan and overdraft , the card is still separate .

 

The DCA have still not complied with the CCA requests - been a month now.

 

 

Ro

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you've so many threads on these three debts its very diff for us too....

 

IMHO they are all linked as a the CC was given out free with the account.

 

we know they [HSBC] merged loans/ODs into the managed loan name

again which we know is not correct.

 

quite honestly I wonder if its time you just ignore the lot

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I have merged 19 threads all of one or two post

each asking various questions dating back almost 2yrs.

 

IMHO if someone were to do anything

 

it would have been done by now

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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