Statutory default notice from quickquid

[GP82]

Just received an email from QQ saying they've sent out a statutory default notice through the post. What does this mean for me?

 

They're demanding immediate payment of £530, which I can't do as im unemployed. Have tried to set up a repayment plan in the past but they haven't been interested after I was unable to stick with one earlier.

 

My worry is people knocking on my door, i live with family and wouldn't want that stress on them, does this happen still?

 

Can someone help, what should i do, im willing to pay small amounts on a repayment plan, 40/50 a month etc. Really worried and stressed out.

[renegadeimp]

Just a regular default notice they are required to send before marking your credit file.

 

Its nothing serious unless you plan to use a lot if credit soob such as with a mortgage.

 

Qq dont doorstep call. They dont even have a proper uk office. If they cant collect the debt, they just sell it to a debt buyer.

 

If anyone should come, just tell them to bugger off. Dont get into a conversation with them. Just tell them and ignore them.

[GP82]

What should I be doing now then? Keep offering a repayment plan to QQ, or just wait until the debt it passed on?

 

I have emailed them again today offering to go on a reasonable payment plan .

 

Thanks for the reply, I'm not too savy with such issues.

[renegadeimp]

Offer what you can afford to repay. Not what they say. Dont be bullied or intimidated with them. They cant do anything to you. have a read around the payday loans forums and youll see what to do.