Ridiculously Old Debt

[DeadlyDirk808]

Hi Guys,

 

Just seen in my e-mail a demand from MMF (Over £500) for a debt that has existed for almost 6 years. I can't get the exact date as it was tied to an old bank account I no longer have, but by my estimation I failed to make payment in June or July 2008. Now looking at the e-mail I have from the DCA it states they are just about to register a Default Notice with the "3 main CRA's", surely after this amount of time they can't do that and leave the default on my account for another 6 years?

 

I have not acknowledged the debt in any way shape or form and this is the first communication I have seen about this debt, the e-mail was sent out today.

 

Any advice would be greatly appreciated!

[renegadeimp]

Mmf cant register anything. They lie cheat and say anything to get money from you.

[oleg]

If they don't have your current postal address, watch out as just before S B threshold is a favourite time to sneak in a last gasp attempt at a CCJ. Service of claim form to the last notified address is deemed valid even if the letter is returned unopened.

The D N should have been registered within six months of your non-payment.

[DeadlyDirk808]

If they don't have your current postal address, watch out as just before S B threshold is a favourite time to sneak in a last gasp attempt at a CCJ. Service of claim form to the last notified address is deemed valid even if the letter is returned unopened.

The D N should have been registered within six months of your non-payment.

 

About the timeframe the default notice should be issued, is that governed by law?