Arrow/Restons - Claimform Citifinancial 'debt'

[dx100uk]

**you can post up images/letters by this method immediately..you don't need 10 posts**

.

set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc

but leave all monetary figures and dates.

.

************************* ************************* *******

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

************************* ************************* ***********

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DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

http://www.convert-jpg-to-pdf.net/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or http://www.freepdfconvert.com/

or

use www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

or use Primo PDF.

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try and logically name your file so people know what it is.

though DONT USE BANK NAMES or CAG in the title

i'e Default notice DD-mm-yyyy

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open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

...

YOU DONT have to put a link to the attachment in the msg box..just upload it ..job done

you can click on your links to check them too!

.

dx

[dx100uk]

yes sorry been busy

[dx100uk]

that's letters a load of rubbish

as are all of restons letters

 

its them that always frustrate a claim!

 

any how.

 

have you ack'd the claim online yet [AOS]

 

dx

[divadeb]

Yes I did mine online same day as I sent all the letters off.

[AndyOrch]

I think you need to consider their points re CPR 18.....

 

Regards

 

Andy

[divadeb]

I may well consider CPR 18 if I could understand the jargon lol would you be so kind as to explaine lol

[AndyOrch]

I may well consider CPR 18 if I could understand the jargon lol would you be so kind as to explaine lol

 

What did you request vis a CPR 18?

 

Regards

 

Andy

[divadeb]

Dx told me all the letters I needed to send of and they were CCA, CPR and CPR 18 which I sent recorded delivery and I filled out the online form for the Northampton courts to defend all my claim. Thanks Debbie.

[AndyOrch]

I accept that but what did you ask within your CPR 18 request....? I cant check Pestons response until I know what you asked?

 

You really shouldn't be using CPR 18 on small claim track claims.

[divadeb]

Sorry Dx ......... Getting a bit confused lol I do apologise.

Andyorch on page 1 is the letter for CPR 18 I sent Restons, I just copied it adding my details, thanks everybody. Is this case not looking good then ??

[AndyOrch]

Did you acknowledged service by the 27th July?

[divadeb]

I have sent all letters by recorded delivery and also went online to Northampton courts and defended all the claim, this is the advice I was given earlier. Thanks for the help.

[AndyOrch]

So just wait for any responses and keep your eye on your defence date ...that is your next task.

[divadeb]

Will I ge a defence date through the post from the courts ?? Thanks.

[AndyOrch]

No you work it from your timeline at the beginning of this thread..... 33 days from the date on the claim form.

[citizenB]

Ok, here is the CPR part 18 - If there is anything else that you think you might need, then following the same format (asking a question) you can add to it.

 

[ATTACH=CONFIG]52210[/ATTACH]

 

You MUST acknowledge the claim by the 27th July - Print off hte receipt to say this has been done.

 

I accept that but what did you ask within your CPR 18 request....? I cant check Pestons response until I know what you asked?

 

You really shouldn't be using CPR 18 on small claim track claims.

 

We asked whether a Default Notice and Notice of Assignment had been issued - I dont know whether OP asked for anything else.

[dx100uk]

so that's by midnight sunday 10th.

 

I doubt they will ever get a CCA out of CITI let alone the RIGHT T&C's.

even if they do

[divadeb]

What happens if I don't hear anything else from Restons or Arrow Global....... I have only had the one letter so far, which was posted on here, thanks.

[AndyOrch]

You submit your defence by midnight Sunday 10th...a defence is not based on whether the claimant responds or not to a CPR request.

[citizenB]

What happens if I don't hear anything else from Restons or Arrow Global....... I have only had the one letter so far, which was posted on here, thanks.

 

 

Do you mean in response to your CPR requests ?

 

If you dont hear from them, then you are going to have to respond to their claim as best you can with a holding defence and trust that the court will order them to provide the proof of the claim.

[divadeb]

The only thing I have got is the letter from Restons and that was a combined letter referring to my CCA, CPR and part 18. Will there be someone available to help me with my defence, I'm getting nervous now as I don't know what I'm doing to be honest, never done this before, thanks in advance Debbie.

[dx100uk]

ther are lots of thread her already with the holding defence

 

have a go then andyorch will check it.

 

you have all week yet.

 

dx

[divadeb]

Hiya and sorry for late reply but had a medical emergency with my mum. I have looked for the threads for my defence but can't find them or have been looking in the wrong place. I need some help please has I am now in major panic mode and don't want to mess this up, thanks in advance, Debbie.

[dx100uk]

http://www.consumeractiongroup.co.uk/forum/showthread.php?428900-Just-had-a-baby-(Challenging)-..-Now-faced-with-Northampton-Claim-by-Lowell-Vanqius(2-Viewing)-nbsp&p=4591168#post4591168

 

read the last few posts.

 

dx

[divadeb]

Read that last post dx, I copied and pasted it, I changed the dates to my dates on when I sent the letters and sent it off, fingers crossed. So you think my chances are good? What happens now, do you know ??