How do I deal with Barclays and their charges?

[Yukiko]

Hi guys,

 

My other half, as detailed in another thread, is off work on SSP and

 

is having direct debits bounce because I'm just not home enough to go and stick money into the account.

 

This is incurring loads of bounced DD charges and interest on his overdraft.

 

Is there a letter I can send detailing this to Barclays and possibly some legislation relating to this

 

so I can stave them off for a little while?

 

Until the legal side of things is dealt with, we've got no way of paying the overdraft or these charges

as I'm the only one winning bread right now.

 

TIA,

 

Yukiko

[slick132]

Hi Yukiko,

 

If your OH is in Financial Difficulty, you should inform the bank and submit an I&E schedule to prove this. See here - http://www.consumeractiongroup.co.uk/forum/showthread.php?387436-Letter-for-consideration-regarding-Hardship-or-Financial-Difficulty

 

It would be worth funding the a/c if you can manage it, to avoid the charges in the first place. Getting them back is not easy.