Old Satander Debt and Robinson Way

[jackburton]

Hi all,

 

Robinson Way have been bugging us for a long time regarding a bank account debt

they are trying to collect for £290, account last used in May 2008.

 

We disputed this with them as we said we don't recall ever owning that amount

as most accounts were closed off due to our IVA.

 

We now have the statement and 90% of the owning amounts are DD bounce charges

and then unauthorised overdraft charges because the bounced DD charge

made the account overdrawn (or more overdrawn).

 

Therefore we think we only owe them about £44 and the remained are just £60 charges a time

(35 for bounce and 25 for the unauth overdraft).

 

We did a charges reclaim from Nationwide back in 2007

and it was successful but it looks like things have changed since then.

 

Can anyone please advise how we get those extortinate charges written off?

 

Many thanks

[dx100uk]

is this showing on your Credit file?

 

dx

[jackburton]

Thanks for replying,yes it is showing on there..

[dx100uk]

ok what is the defaulted date in the summary

 

have you still got a copy of the IVA

[jackburton]

It was May 2008, yes got the IVA copy but they weren't included for some reason.

[dx100uk]

ok so in may it will vanish

so SB cant be that far away

 

dx

[jackburton]

thanks again for replying.

 

 

I thought if they contacted you, it resets the clock?

 

 

So is the best advise just to leave it or should I pursue the charges just to bring the amount down?

 

 

Thanks

[dx100uk]

no it does not reset the clock!

 

only payment by you or a signed letter by you.

 

dx