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Almost got spoofed by a phoney Loan finance


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Thank Goodness I was at least instinctive enough to realize I was about to be diddled.

 

I am stupid, but apparently not very very stupid.

 

I needed some emergency cash and

even though i had heard of the negative effects of taking out a payday loan,

i proceeded to apply for one.

 

I got a call from a man saying he was from Cash finance direct

asking me to call an 0906 number and that I was already approved.

 

I dialed the number but fortunately for me it was blocked on my mobile.

 

i called customer service and I was told it was a very high rate premium number

and that I would have to pay a fortune to call.

 

I thought to myself good Lord,

why would anybody offering me a loan demand i call at an extremely ridiculous high rate and left it at that.

 

Yesterday, I got another call from a Sam from LoansFinance and almost got spoofed .

 

Fortunately for me, i declined to give out my Long number details and I recorded the call.

 

I would like to upload the call here but want to know if it's allowed by the moderators.

 

It might be helpful for the unsuspecting public.

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Might be best to ask first, dont you think :) I will ask on your behalf.

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Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Citizen B am asking, is it appropriate to put it out here? If it's all clear I will go ahead.

 

Just waiting for admin approval for you. Will let you know soon as :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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put it on youtube then post the link here

 

that way we cant have anyhosting issues

 

if we don't want the link

 

we'll simply kill it.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you need to edit out your pers details

 

unapproved

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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sounds like a loan broker

 

nothing special in it.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I disagree

Why does he need my long card details and PIN then, says will charge me £10 and will then process the loan. After he takes the money, he would then pass me on to his financial adviser, who will then agree terms with me and then I would have the money sent to me in minutes....He claimed the APR was just 6.08%, cheaper than the banks

 

Does all these make any sense to you? What stops him from just vanishing after getting the card details? After all it was a call out of the blue.

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oh not saying you didn't do right...

that's exactly how loan brokers work.

 

they take a fee then pass you on to the actually financiers

 

the audio file is unapproved so no-one donwnloaded it and now they cant .

 

.what was the number he called you from please

 

lets do some digging

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

'Got a call from an Indian man who called himself imran

 

he said his company QLF had received my application

and they had a lender who would lend me £1000.

 

I agreed to pay £15 upfront and I would get a call within 48 hours.

 

4 days later still no call.

 

I've had an email welcoming me and giving my member access to their site.

 

My membership says active and loan accepted (whatever that means)

as I've had no call from a lender regarding mt QLF.

 

I have been inundated with calls/texts and emails ever since.

 

I've tried ringing the company and emailed twice

 

the second quite threatening.

 

Still nothing.

 

I gave the 48 hours to respond and if I've heard nothing by tonight I will report them.

 

I have since cleared my account and moved all my in payments into another account.

 

I probably have been skammed and it's lesson learned

 

but I will take it much further with the right authorities

 

'- by a victim of QuickloanFinance

 

Does this not sound familiar, exactly how I was approached?

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We are seeing quite a few people report that they have done something similar then find that money is missing from their bank accounts ! If you have provided any bank details, you might want to speak to your Bank and let them know that you have not authorised any payments from your account.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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http://whocallsme.com/Phone-Number.aspx/08725630610

 

very well known number

 

they always use a different company name too.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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