blair oliver scott & RBS debt

[billhodson]

hi all

can you help

 

my brother has his halifax debt with bos and has been paying 1 pound a month to them for over 3 years he owes £15k

and been paying rbs 1 pound month for 6 months he owes £1800

 

he is out of work and on benefits he hasnt a hope in hell of ever paying it off

he is in council accomodation

 

he is scared to look at his credit score

he had missed 1 payment from each before he went to cab and they suggested he offered 1 a month

so he s been paying that amount ever since

he struggles with fms and depression and cannt found another job

 

i want to know if these debt s would ever be wrote off? as he could never pay it off

and will his credit score be bad?

 

will they continue to accept 1 month amounts forever?

 

regards

bill

[rebel11]

hi bill

 

Welcome to CAG

 

There is nothing to stop you writing letters on his behalf to get the debt written off. Enclose letters from your Doctor as proof. They don't have to write the debt off, but they may consider it prudent to do so.

 

http://www.adviceguide.org.uk/england/debt_e.htm

 

http://www.adviceguide.org.uk/england/debt_e/debt_letter_generator_for_creditors_e/request_to_write_off_a_debt.htm

 

Let us know how you get on.

[billhodson]

thank you

 

i didnt know i could write a letter to his creditors

i guess its worth a try

thanks

 

would they want financial details should at incomings outcoming etc