Public Liability Insurance

[Cerebra]

I represent (and sing in) a small-ish choir of about 16 people and we've had a number of bookings over the last year and have been lucky enough to have not needed PIL as the venues had their own.

 

We've now been asked by another potential hirer if we have our own cover as they themselves are hiring a venue. They're paying us cash AND Beer so we really don't want to pass it up.

 

I have a couple of questions please, if someone is able to help.

 

1. Do we need to be trading or registered as a company to have PIL?

 

2. If not, can we still obtain cover and can anyone recommend a provider, please?

 

Thank you

[Andyorch]

Cereba ....the intended venue....most commercial property owners usually have PLI within their own insurance arrangements...subject to the type of venue....worth checking.

 

Regards

 

Andy

[Cerebra]

Hi Andy,

 

Thanks for that.

 

The intended hirer is booking us on behalf of an organisation and they, in turn, are hiring a venue and it's the organisation that are asking for it.

 

I've since found out via the power of social media that we don't need to be registered or trading and that there are a couple of specialist companies out there who do offer cover. Average quote is coming in around the £60 mark so it's not too bad at all.

 

Thanks again.

 

C.