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My sons friend needed some money last Friday and did a loan on Wonga

 

He borrowed £85 to pay £96+ back this week.

 

He's looking for work and is on JSA which he got paid today and left the money in his account.

 

Wonga tried to get the money but it had already been taken £67 by Cash Locator, £39 from My loan and we;ve been onto Satans and they said there are 2 others loan companies.

 

How do we get the money back ........... and how do we get wonga to not put the £30 unpaid loan charge on?

Edited by citizenB
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All I can suggest is that you read the two links I have provided below.

 

Then make an attempt to enter into a payment plan.

 

Did your friend realise that these other 4 loan companies would not be looking to take their money around the same time ?

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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When you use Cash Locator to find a loan, you have to sign up to membership as part of the terms + conditions: they include £67 fee. You may like to search threads others have written on c.a.g. about having fallen into this trap - or having failed to read what they've signed up to online, depending on one's point of view.

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Is he adamant that he didn't use the Cash Locator site at all? And what about My Loan and the other two: had he applied for and accepted a loan from them?

If no, where did they get his details from? I suggest you get his ducks in a row before you visit the bank.

And if you get fobbed off by a front line junior, demand to see the manager.

Have you read the links CB posted above?

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