Removal of Defaults on File when Satisfied

[Strongcoffee]

Hello All,

 

I was wondering if someone could help me.

 

I have a number of Defaults on my file of which are now satisfied.

 

I understand that these can possibly be removed by the company involved but they usually would not do this or would charge a fee.

 

I was wondering if anyone may have a template of a letter I could send the companies concerned.

 

Also if someone could possibly tell me the legal aspects surrounding satisfied defaults and removal. I understand that they are supposed to stay on my file for 6 years. However when I have paid off some of my debts the company have removed the default and marked as satisfied.

 

I am a little confused!

 

Thanks in advance!

 

S

[dx100uk]

never heard nor should you pay a fee to get a satisfied default removed

 

theres no hard and fast rule that say a default must be removed

upon settlement of the debt

its down to who has the debt,

[typically DCA's will remove a defaults as a condition of settlement, as they have prob fleeced you into paying up anyhow].

 

oc's are harder to get agreement upon default removal.

 

dx