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Judgement for claimant (in default)old welcome debt


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Hi..

 

My partner received a Judgement for claiment(in default) this morning

 

,the claimant is welcome finance,

 

he took a loan out a unsecured loan for £3000,

 

unfortunately we had a fire 4 and a half yrs ago and destroyed everything we had,

 

we have moved 3 times since then.and

 

now 6 yrs later he got this letter

 

,N30 and looks photocopied,

 

Northampton county court and has a claim no,

 

the claimant is claiming 5109.68 which is outrageous,

 

do i phone the court and check to see if this doc is real?

 

Im not sure what to do after,

 

please can someone advise us..

 

Regards jen

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Contact the court. If its real and you didnt get the original court papers then apply for a set aside.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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who's the claimant

haggerty or IND

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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go send an SAR off to welcome finance NOW today

 

by recorded delivery

get all the paperwork welcome have

 

there is never a welcome debt that is not 90% 'compulsory' insurance

or PENALTY fees

 

these can all be reclaimed

 

get get your CRA file

 

see what shows there too

 

see the links below for that info.

 

when was the last payment on this made too?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Wish i could reclaim the PPI on my loan back from 2002 :/

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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did you get that SAR done?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

go send an SAR off to welcome finance NOW today

 

by recorded delivery

get all the paperwork welcome have

 

there is never a welcome debt that is not 90% 'compulsory' insurance

or PENALTY fees

 

these can all be reclaimed

 

get get your CRA file

 

see what shows there too

 

see the links below for that info.

 

when was the last payment on this made too?

 

dx

 

The last payment was made to welcome finance roughly 6 yrs this month or next month,we have no paper work whatsoever due to the fire we had,i have done the SAR latter.. ty so much for your advice,like most people i think i havent a clue whats going on when it comes to all this legal jargon..

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The last payment was made to welcome finance roughly 6 yrs this month or next month,we have no paper work whatsoever due to the fire we had,i have done the SAR latter.. ty so much for your advice,like most people i think i havent a clue whats going on when it comes to all this legal jargon..

 

Could i also ask you we have a address for claimant as welcome finance and an address for payment which is Hegarty,which one would i send it too,and also my partner is worried about this letter admiting he is liable for the debt.

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what letter admitting he is liable?

if you mean the sar no its not.

 

the sar goes to welcome finance

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

What date is on the N30 and what date did you last make payment/acknowledge this debt jenpen?

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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What date is on the N30 and what date did you last make payment/acknowledge this debt jenpen?

 

Regards

 

Andy

Hi Andy, the date on the n30 is 30th july,rec it yesterday,we last made payment/aknow 6years ago this month or next month..Regards Jen

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Ok ...making application to set a side this judgment will be pointless because last known previous address is deemed as good service (unless you have documented proof you advised them of change of address?)

Your only option now as I see is to make application to vary the judgment forthwith to a monthly payment arrangement. This can be done using the N245...there is a fee of £45 and you complete the I&E and state your proposed monthly payment

(realistic & affordable).

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Download here : - http://hmctsformfinder.justice.gov.uk/courtfinder/forms/n245-eng.pdf

 

If you wish to seek the data on the judgment debt then you can still do a DSAR.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Hi,My partner received another letter this morning notifying us they have changed solicitors and they would be acting in person,and Hegarty have ceased to act for them,the letter on top says Notice of change of solicitor and the court is now colchester county court and not northampton,there is now a po box addy,i sent the reg one to a different addy to what they have... so the claimant is now IND..

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Its just a change of solicitor notice which they must provide...the Claimant will be Welcome and Ind representing.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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no surprise there then!

 

happens with all hegarty welcome claims

 

getting to think

IND just us eold hegarty paperwork to get this into the court system

 

then panic as soon as its defended

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

no surprise there then!

 

happens with all hegarty welcome claims

 

getting to think

IND just us eold hegarty paperwork to get this into the court system

 

then panic as soon as its defended

 

dx

 

 

It probably won't have anything to do with panicking more a costs issue.

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