£27,000 First National Bank secured loan, repaid in 1998

[SuusexGuy]

Hi everybody, I just joined today and this is my first post:

 

Can my father still claim the PPI back on that loan - it was £2,700 and added to the loan from outset; so total loan amount was £29,700. I have seen some claims companies that go back 15 years.

 

Also he had a £5,000 personal loan with midland/hsbc in the early nineties with £970 PPI added - despite the fact he banked with midland bank for 30+years as a self employed person.

 

Any help much appreciated.

[SuusexGuy]

would really appreciate some advice here

[citizenB]

If you have the paperwork - agreement and statements, then there is no time limit and you can make your claim for mis sold PPI. If you don't have the paperwork then you might struggle because the company is under no obligation to keep any data longer than 6 years after the relationship has ended.

[SuusexGuy]

Thanks for your reply.

 

Its the broker who sold the PPI, so do I claim against the broker?

 

The PPI was added to the loan and formed part of the monthly payments

[dx100uk]

tell us more about who these loans were with

typically you go after the original creditor

 

there are some links below that outline the process.

 

dx

[SuusexGuy]

Consumer Loans Company arranged the loan. Loan with PPI cover was placed with First National Bank.

[dx100uk]

might be an idea to read a few other threads here on them

 

FNB were GE money

 

so you'll see they can wriggle quite a bit.

 

type in First National Bank

 

in our search of the grey toolbar top right.

 

you are more then welcome to scan up your docs if you wish

 

set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc using paint program

but leave all monetary figures and dates.

*********************************************************

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

try www.pdfescape.com TO BLANK STUFF,

*************************************************************

or

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or use www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

 

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

though dont use full bank names or CAG in the title

i'e Default notice dd-mm-yyyy TSB

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

.

dx

[SuusexGuy]

Thanks for the reply. I think I will claim against GE and see what happens.

[dx100uk]

any joy?

 

dx