after bankruptcy

[paula bb]

Hi im new here and need some advice .First off the background i was made bankrupt around 2 years ago and released a year ago. This morning i got a letter from one of my creditors (black horse) advising me that they had sold my secured loan to a company called marlin europe in the same envelope was also a letter from marlin informing me i must contact them in 5 days to arrange a payment plan. This debt was on the bankruptcy order and the house the debt was secured on went back to the mortgage company.Can anybody let me know where i stand with this . many thanks paula

[MDK]

If the debt was fully included in your sole name in the bankruptcy and you have been fully discharged then the debt is part of that and they can't ask you to pay

[citizenB]

You need to contact the company that dealt with your bankruptcy and provide them with a copy of that letter. If the debt was included in your B/R then they cannot chase you for this.

 

I will get someone to look in on you as soon as possible.

[sequenci]

Hello there.

 

Please tell Marlin to contact your Official Receiver. If they continue to chase you please consider a formal complaint via the FOS.

[rippedoff15]

Don't worry about the debt, a loan secured on a property once sold the debt becomes unsecured and is 100% included in your bankruptcy, tell the company to contact the OR . You could quote your ref number, however if the loan was in joint names they can chase your wife / partner