PDB UK Ltd

[mike00]

Hi,

 

I'm very surprised there aren't more posts on CAG about this lot.

 

PDB UK is a broker of payday loans, with countless trading styles. They appear to do in-house marketing of these trading styles, which include:

 

• CashLady (made famous on TV by Kerry Katona, and recently subject to a ruling by the ASA)
  
• PaydayLine
  
• cash-in-1-hour.co.uk
  
• KiwkPayDay
  
• FlexCredit
  
• Cashtilpayday
  
• KwikPayDay
  
• 12monthloans.co.uk
  
• C Squid / Cash Squid
  
• Cheetah Payday
  
• KwikCash
  
• paydayloans300
  
• FastPony
  
• Payday in 1 hour
  
• Payday Bank
  
• Payday Direct / randommoney.co.uk
  
• Mypayday
  

One of the PDLs I've had recent business with appear to have passed them my details. In the last month I've received 23 emails and 8 text messages from them, covering their various brands.

 

I'm currently hammering them with a formal complaint whereby I'm using the DPA to force them to remove my details from their systems, and also claiming damages for lost time, intrusion into my day-to-day life, and the distress caused by the huge volume of messages I receive.

 

I've also sent a complaint to the OFT, which is made on the basis that this type of advertising must be irresponsible.

The numerous brands serve to confuse customers, and are probably designed to get vulnerable people to make multiple applications when they're desperate for credit.

 

In my case particularly, PDB UK must know I have/had recent active PDLs as they would have been passed my details from a PDL. Despite knowing this, they're effectively pressuring me into taking on more debt.

 

I'm also investigating whether recent texts I've received offering to set up payday loan repayment plans are from PDB UK. It would be brilliant if they are. Brokering as many payday loans as they can on one hand, and then making even more money by duping people into repayment plans.

Edited June 14, 2013 by mike00

[ihateyes]

if you have not opted out from a lender for marketing and you they passed your details on, they have done nothing wrong.

 

However i had an issue with GB finance, who run various sites, and their MD came on here.

i tracked him online through whois, and spoke to him....

 

the guy got me off all his lists so i was happy!