Hi,
I'm very surprised there aren't more posts on CAG about this lot.
PDB UK is a broker of payday loans, with countless trading styles. They appear to do in-house marketing of these trading styles, which include:
CashLady (made famous on TV by Kerry Katona, and recently subject to a ruling by the ASA)
PaydayLine
cash-in-1-hour.co.uk
KiwkPayDay
FlexCredit
Cashtilpayday
KwikPayDay
12monthloans.co.uk
C Squid / Cash Squid
Cheetah Payday
KwikCash
paydayloans300
FastPony
Payday in 1 hour
Payday Bank
Payday Direct / randommoney.co.uk
Mypayday
One of the PDLs I've had recent business with appear to have passed them my details. In the last month I've received 23 emails and 8 text messages from them, covering their various brands.
I'm currently hammering them with a formal complaint whereby I'm using the DPA to force them to remove my details from their systems, and also claiming damages for lost time, intrusion into my day-to-day life, and the distress caused by the huge volume of messages I receive.
I've also sent a complaint to the OFT, which is made on the basis that this type of advertising must be irresponsible.
The numerous brands serve to confuse customers, and are probably designed to get vulnerable people to make multiple applications when they're desperate for credit.
In my case particularly, PDB UK must know I have/had recent active PDLs as they would have been passed my details from a PDL. Despite knowing this, they're effectively pressuring me into taking on more debt.
I'm also investigating whether recent texts I've received offering to set up payday loan repayment plans are from PDB UK. It would be brilliant if they are. Brokering as many payday loans as they can on one hand, and then making even more money by duping people into repayment plans.