ToothFairy

[fightthefairy]

Hello,

 

I had a bad experience with these people.

I borrowed £400 and today it is over £2400 in debt with them.

 

Continued harassment by NDR and MH Bailiffs, who for those who dont know, are owned by the same owners as ToothFairy. It's all a [EDIT].

 

I am refusing to repay, and I am happy for them to take me to court where I will fight them.

 

There is no note on my credit file regarding ToothFairy. I'd like to know if this is the same for everyone?

 

Has anyone ever been visited by a real bailiff, or been taken to court by these people?

 

I have launched a website to warn others and share peoples bad experiences with these people.

 

Please visit the site and share your experiences.

 

 

 

No more victims.

 

Please reply to this thread with your experiences

 

Thanks and best of luck.

[renegadeimp]

Have you made a full complaint to toothfairy and the oft? Toothfairy will ignore it (theyrr really speedcredit using a different name) but you need to make the complaint so the fos can investigate.

[fightthefairy]

I have made a compliant, but that will only do so much.

 

I am fighting my own battle, but I have set up a website to warn others.

 

If people can reply to this threat with their experiences with tooth fairy, I will include it on the website.

 

I dont want others to feed these people.

[renegadeimp]

The thing is, toothfairies background and business ethics are well known around the web. Anyone who comes here can easily see how they operate and infact, a few admins on here did a thorough background check on Speedcredit, Larholt etc.

[casper410sugar]

Hi

ToothFairy Finance are a terrible bunch, and i will not do any business with them again.

I borrowed £400, i did not pay on the exact day, but i did pay the next working day. But that is too late, and they claim that because i am 1 day late, i now owe them £1048.

When you contact them to complain they say, sorry but i`m just the computer operator, you must speek to a supervisor.

The supervisor is never available, and it is very difficult to contact them. They also make it difficult to repay your loan, with their dodgy website, and they do not send you any contract, nor an instruction "how to re-pay", or make it clear to you.

 

The thing that irritates me, is that they have all your contact details, but do not make any effort to contact you, nor send you a reminder. They are very quick to start taking legal action, and then start helping themselves to take extra money from your account, but not for the actual loan re-payment, but only for the amount they now claim you owe.

 

Where do they come up with these extra charges ? Who do they think they are ?

I`m going to fight them, not pay them any extra money, if it goes to court, and i tell the Judge that i did pay in full the next working day, they should throw it out of court. The extra money they want, they will have to get it from getting themselves a real job.

[Samson42]

Ignore these clowns, they sent me a default notice and added £10 to my balance BEFORE my due date. I even logged in to their site to see if a rollover was possible, and it wasn't. Then they sent me a list of charges they had added as follows:

 

Loan and Interest £516

Legal Fees £150

Recovery Fees £200

Repayments todate £54

Total £472

 

The loan/interest was only £408, and from the imaginary fees they've tried to add they obviously can't use a calculator!

 

Moral of the story, ignore the muppets.

[thaiboxer24]

Has anyone had a letter from GPB solicitors? I got one earlier this week... what does this mean?

[renegadeimp]

Ignore them. They are a solicitor for hire. If they write, simply TELL them that the debt is in deep dispute. I would post some info about the man behind toothfairy but a simply google search will show some rather 'interesting' results.

[Braveheart155]

That gbpsolicitors payment partner for nextcredit which is got completely different licence and different owner.